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Posts by spiltmilk

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  • Unemployment Benefits

    01/22/2011 1:20:09 PM PST · 14 of 16
    spiltmilk to bboop

    Hello. I hope everything works out for you and your husband. UI varies from state to state in terms of the maximum amount and the calculation for benefits. Here’s how it works in general:

    First, he will need to call and open an unemployment claim. They will take his SS#, places of work over the last year, address, etc and initiate the claim. The week that the call is made is a waiting period week and he will not receive a check for it. It will not count towards the initial 26 weeks claim.

    The UI office will verify salary paid and that the separation was a layoff. If he received severance pay and did not have to sign a liability release in exchange for it, he might be told to wait until those weeks are up. Otherwise, it’s one waiting period week and then the following weeks will be paid weeks. Usually there is a 2-3 week turnaround in getting the claim started and receiving payments. He’ll file each week and will receive catch up payments up to the previous week and then weekly payments from there.

    As of today, he will have 26 weeks in his initial claim and is eligible for extended UI until the end of 2011 as a result of the tax bill passed last month. After 2011, he will not be eligible for additional weeks without Congress passing another extension of benefits. There is no guaranteed 99 weeks vacation as some experts here will claim. Usually the amount of the check is half the salary up to some maximum amount. If he earned a steady annual salary over the last year, it should be easy to figure out. If he worked several jobs, I believe they take the average of the two highest earning of the last four quarters, divide by 26, and that’s the amount. Check your state’s website.

    The initial claim is open for a year, meaning that he can take a temporary job, work for the term, then reopen his claim once it ends up until one year. At the one year mark, the UI claim would be recalculated based on this year’s earnings. Some who “max out” and receive the maximum payment received substantially less after a year due to taking lower paying temp jobs and not finding permanent full time work after one year. Just something to keep in mind.

    And that’s about it.The most important part is to stay positive, work hard and you’ll both through this. Good luck.

  • Bay State jobless rate increases to 8.2 percent

    12/17/2010 1:06:56 PM PST · 7 of 8
    spiltmilk to hal ogen
    If any of them voted for nobama and his fellow-travelers...Good! Merry Christmas!

    Really? That makes you happy? That a person loses their job because they voted for one side's scam artist instead of yours? What a sad person you are.

  • Jets Suspend Assistant Coach for Rest of Season for Tripping Dolphins Player

    12/13/2010 5:55:12 PM PST · 14 of 69
    spiltmilk to ColdOne

    Hahaha “including playoffs” - IF NECESSARY.

  • A 'Recovery' Like No Other

    12/13/2010 2:51:19 PM PST · 39 of 58
    spiltmilk to RikaStrom
    If you have one or two favorite recruiters, stick with just them

    Indeed, I've learned this the hard way. The ones I've worked with have really selected themselves based on their professionalism and sincere effort to work "with" me rather than simply trying to close a job.

  • A 'Recovery' Like No Other

    12/13/2010 12:33:52 PM PST · 30 of 58
    spiltmilk to Red in Blue PA

    Lots of luck to you. I hope you get it.

  • A 'Recovery' Like No Other

    12/13/2010 11:49:35 AM PST · 21 of 58
    spiltmilk to anniegetyourgun
    From this point forward, ask any recruiter who calls if they own the requisition. If they don’t, they are a recruiter of poor repute & you should move on.

    Thanks for that. I've been unemployed for 7 months so I'm at the mercy of pursuing any opportunity that comes. Still, I've learned not to bother hoping too much with these people. I have been into the offices of 8 different recruiting companies in my area for a number of "opportunities" that, surprise, never pan out. It's so frustrating. Any other tips you have would be greatly appreciated.

    My idea of the system is that companies contract multiple companies to fill one position and probably attempt to go with the lowest cost temp employee. On the recruiter side, where they are dealing with the same unemployment rate, this means those who "own" the job will scramble to get just about anyone in for a screening in hopes of winning the race. That increases the chance they sell the job. Also, suppose they have a job that's not on my level, but would be of my former manager's. They call me on a fake position and solicit references from me and then call THOSE people to fill the higher level position. That's been about my experience. Look on monster.com right now and fully 50% of the listed positions from temp companies are total BS/non-existent.

  • A note on the unemployment extension (It's NOT the case that the unemployed get more than 99 weeks)

    12/13/2010 10:55:07 AM PST · 11 of 33
    spiltmilk to TNoldman

    That’s a good idea. Maybe he can rake leaves on the highway next to the work release prisoners. Let’s not go after the banks that took TARP money or GM or the union kickback road construction jobs from the porkulus bill. Let’s go after this guy because God forbid he took advantage to keep his lights on via a government program after working........and paying taxes.....for 35 years.

  • A note on the unemployment extension (It's NOT the case that the unemployed get more than 99 weeks)

    12/13/2010 10:37:50 AM PST · 8 of 33
    spiltmilk to joe fonebone

    You have to understand that most of these people have no idea what the economy is really like for the unemployed or what unemployment is, who pays for it, how it’s funded, how realistic it is to be unable to get work for a long term period, etc. Don’t waste your energy. Good luck to you. I hope your new year brings better days.

  • A note on the unemployment extension (It's NOT the case that the unemployed get more than 99 weeks)

    12/13/2010 10:20:19 AM PST · 5 of 33
    spiltmilk to napscoordinator
    f you have 98 weeks, you get the extension. If you are the unfortunate one that hits 99 weeks than you are out of luck. I believe that is how it works. I am just grateful that I have never had to take unemployment. FREEPERS act like it is some jackpot or winfall. I would rather my 7800 a month working than try to survive on the 1600 dollars for sitting around watching tv and try to keep up my lifestyle (it would NEVER work).

    If you have 98 weeks and they pass an extension, you get your 99th week and you're off. If you're like me and have run through 26 weeks, right now you're getting nothing. With an extension, you'd get eligibility to file for the continuing tiers through next year.

    I'd like 7800 vs. the 1200 a month I was getting too. And you know what, I've been too busy trying to find work in this time period to be sitting around watching tv. So I guess I'm doing something wrong. I get 400 less than you think AND I don't even get to watch tv all day.

  • A 'Recovery' Like No Other

    12/13/2010 9:50:05 AM PST · 8 of 58
    spiltmilk to hoyt-clagwell
    You will see more temps jobs even when the economy recovers.

    Already seeing it. My former employer offshored a bunch of positions and now they bring on temps. I worked for a bank and one that took TARP money too. Nice country.

  • A 'Recovery' Like No Other

    12/13/2010 9:43:54 AM PST · 4 of 58
    spiltmilk to JohnRLott

    These jobs are all that’s out there. The trouble is, there’s now too many of these companies and not enough of even THESE jobs. I get 3-4 calls a week from these people telling me that they have this great opportunity for me and we’d like to send your resume over. So they do, I come into their office, meet with them for 15 minutes, and then you never hear back. I know I’ve applied for the same job 3 times in one case. There’s a lot of recruiters out there with nothing to do but waste people’s time.

  • Ed Schultz fights for the jobless 99ers (Ed should be jobless) [Barf Alert!]

    12/12/2010 8:30:21 PM PST · 12 of 17
    spiltmilk to spiltmilk

    Just like to clarify the last bit because it was written awfully. My point is that just saying you want to deport all illegals is one thing. Actually doing it tomorrow is something else and completely impossible. It’s also easy to post on an internet forum and say “get a job” - that doesn’t surmount the fact that unemployment is outrageously high and try as we might, millions of us won’t find our next job tomorrow.

  • Ed Schultz fights for the jobless 99ers (Ed should be jobless) [Barf Alert!]

    12/12/2010 8:18:03 PM PST · 10 of 17
    spiltmilk to 2ndDivisionVet
    I've posted in a lot of these threads. They all go the same way - I actually made a post about THAT if you want to look it up. These types of threads aren't unique to FR either, I have seen. I've found out a couple of things from reading the many comments about this issue. Chief among them:

    1. If you have kept your job through the last 2-3 years, you really, REALLY don't know. You can read that unemployment is 9.8% and that unemployment claims went up or when down. You can get a sense that there are extended unemployment benefits and the economy is tough. But unless you've been out there, every day looking for one morsel of employment under every rock, you simply have no clue what you are talking about. That, of course, doesn't stop many people from compartmentalizing their thoughts on a very vast issue and loudly proclaiming "I'M A CONSERVATIVE....THERFORE,LET THEM STARVE. TOO BAD! IT'S NOT IN THE CONSTITUTION!" And good for you, heroes of conservatism. I hope you stick to your loudly proclaimed principles when it's your turn to face losing everything.

    2. I'll save the louder loudmouths the trouble. I'm not a conservative. Never realized this, but it's apparently true. I'm no liberal, mind you. I recognize the failings of that philosophy pretty well. No way, you won't catch me voting democrat or even RINO. But I'm also not a conservative. I visit this forum daily and several others and I'm just floored by the percentage of people who wail about the unemployment extensions - while fully aware that the unemployment rate is high, businesses have been under attack for years now, and the obamacare bill and the tax rate uncertainty has shut down any prospects for growth. I just don't understand it. Has the government stopped funding NPR, free welfare for illegal aliens, corporate welfare and bailouts for banks...and on and on? You turn your ire towards me? And you put me in your stereotypical "get a job loser" class? If that's conservatism, then I'm not a part of it and this will be my last post.

    I get that people are pissed off about spending, the obscene amount of taxes we pay - and yea, we! I paid way more taxes this year than i touched in the 26 weeks of unemployment that got cut off last week. I know that there's a minute portion of the unemployment rate that is only there because there IS unemployment. No kidding, really? There's corruption in government programs. What a genius revelation! Now for bonus points, why don't the wicked smart people here who say "get a job" tell me what to do IF THERE AREN'T ANY?

    What if they cut off the unemployment completely as many here want, yet those McDonald's jobs and the pages of fake/temporary placement company jobs on monster really only cover about 20-25% of the millions of job seekers out there. Then what? You know, it's like the idea of deporting all illegal aliens tomorrow. Sounds good. It will help the economy, right? I'm certainly for it - look at all the jobs that will open up instantly. And we might even get wages to rise a bit too. Well, how do we go about that? See, I live in the real world where just this week I applied for 23 positions listed in my area. These ranged from jobs in my former industry and close to the tasks and level of my previous job to a job at Whole Foods stocking shelves/customer service. Not one call. I have no criminal record, can provide outstanding references and clearly state - "Look, I know it might seem like I'm overqualified, but you'll be hiring the most appreciative worker in the market". And no call. Not even the courtesy of "no thanks". So what should happen here. I'm going to apply to 23 more this week. I'll apply to 46 if they are listed. I'm doing what I can. Is it criminal of me to take an extension check to keep my apartment? I really don't know - OR CARE - at this point. If you do, send me your address and I'll be sure to return the hard earned money I "stole" from you.

  • Unemployment insurance or stealth welfare?

    12/05/2010 3:23:31 PM PST · 69 of 71
    spiltmilk to GregoryFul
    If UI were not government mandated, it might occur to most that one ought to put away a portion of one's earnings for that inevitable rainy day.

    I agree with you, but the mandate by government does not replace the need to save. UI only "pays" 50% of wages up to a capped amount. This is hardly enough to cover my basic bills. I've had to rapidly burn through what little savings I've been able to keep over the years. Again, I don't disagree with anything you have posted here and recognize it's a reasoned discussion of "what should be". I'm dealing with "what is". That's a fantastic idea to let the private sector offer an unemployment insurance to "the people". That's just not were we are today or what it available to me.

    So I guess you would refuse the (perhaps perpetual) Federal UI extension, paid for out of the taxpayer's pocket, as it is not rightfully a benefit that you paid for.

    I would hope to be long "re-employed" before that day would have come. As of today though, I'm off at 26 weeks with no extensions available. My last payment will hit my account on Tuesday. I guess I timed my layoff wrong. That's the "what is" for me.

    To answer your question - if an extension is passed, yes I will accept it without shame. Mr "I see my hands are my only girlfriend" thinks I'm a thief for that. Somehow I'll try to carry on knowing I've displeased the Mary Poppins (Practically Perfect in Every Way) of this forum.

    But thank you, for engaging in a civilized discussion of the issue. Have a nice night.

  • Unemployment insurance or stealth welfare?

    12/05/2010 12:50:37 PM PST · 67 of 71
    spiltmilk to GregoryFul
    We the people must reverse at least 60 years of foul government administration, and politicians from hell.

    I agree with you totally. I just don't think I should have to pay for it with my life's savings which will be gone in one month. I see billions in waste in the stimulus bill, billions in TARP, unchecked illegal immigration, more fraud on the way with the "Dream" act, billions in "humanitarian aid" for any country that has as much as a heavy rain storm, $200 million Indian vacations for Barry, Spanish vacations for Mi-shell........and yet I'M the one that gets cut. Me? The one time I really need what I've already paid for? Ummm, no. Sorry. You lose me their when it ends up in my lap.

  • Unemployment insurance or stealth welfare?

    12/05/2010 12:15:23 PM PST · 65 of 71
    spiltmilk to I see my hands
    Hi, I've been productive and reliable too. Same as scores of millions have. Sure you can give me your number but I'd rather have the money I earned that's in your pocket now.

    There is not one dime of the money I've collected in unemployment that ever belonged to you. That money comes from fees paid by my employers. The rate varies based on certain factors but averages $2,000 per employee per year currently. As you apparently know everything about everything, I don't have to ask if you're capable of doing a little math with me? Wanna give it a try?

    First I have to ask if you'll accept that these unemployment insurance costs that businesses incur are passed on to consumers/clients....as well as recovered out of salary offers, bonuses, raise levels and employee costs of benefits? Is that reasonable? I'm not a business man nor an econonmist, but that seems pretty reasonable to me. The cost sure is not paid out from a money tree kept in the owner's/shareholder's backyard. They are well recovered somehow, aren't they?

    So, let's split the $2,000 50/50 so that $1,000 is passed on to clients/consumers and as an employee, I was paid $1,000 less overall than I would have if there were no unemployment insurance. Ok? I've worked consistently for 23 years - that's $23,000 (1000 x 23, feel free to use a calculator if the math gets scary). Of course, there's inflation and the fact that I was paid less as a teenager than as a mid-30s adult. Let's account for that as best we can and half it again ($23,000/2).

    Work with me, professor, let's try and get to the bottom of this. Let's say I've "paid" $11,500 into unemployment over the 23 years that I've have worked. Well, my check was $422 per week for 26 weeks and that works out to $10,972 and now without any extensions, I am out. Unemployment is still 17%+ and "the system" is still up $528 by my ultra-conservative estimation.

    As a result of all these calculations, I proudly extend my middle finger to you, sir or ma'am. You are sad example of a person and when you are in need, you will be alone. I have my family and the most wonderful friends a person could ask for. I will get through this somehow. You, on the other hand, have to live the rest of your life as the scumbag that you are. Enjoy yourself.

  • Dem: We could have let economy fall and been in majority for 40 years

    12/05/2010 9:15:03 AM PST · 50 of 55
    spiltmilk to Brilliant
    Am I missing something? They DID let the economy fall.

    You missed the Summer of Recovery and the term "jobless recovery". Pay better attention. We're in boom times! Time to raise taxes.

  • Unemployment insurance or stealth welfare?

    12/05/2010 8:45:08 AM PST · 63 of 71
    spiltmilk to GregoryFul

    This is all very true. I recognize it. I understand it. It’s just a little more yucky when it’s as real as you, yourself, being the individual having to pay full freight on it. I’m talking about the whole “A recession is when your friend loses his job, a depression is when you lose yours.” perspective.

  • 99 Weeks is Slavery

    12/05/2010 8:06:10 AM PST · 27 of 28
    spiltmilk to bray
    Why are you unemployed is the real question.

    The acute reason that I am unemploymed because the company I worked for lost a client due to a merger of that client with another company. The client already had a service provider contract under the "merged into" company. The sales team at my former company did not generate a new client and thus, my position was eliminated.

    I know you're getting at the general "why" and the general "without UI, people would be breaking down doors", but I'm living outside the classroom and under my own personal circumstances where I'm out of savings and unemployment in one month's time and there are not enough jobs for me and those millions of others.

    I routinely received good performance reviews at this job. I had no hand in the sales process other than providing outstanding service to the client team I worked out. Those sales people who failed are still there. Nice how that works.

    I did not create exotic mortgaged backed securities. I did not pass laws mandating mortgage approvals to those clearly unable to pay. I did not buy a home I could not afford. I did not sell a home or mortgage to someone who could not afford it. I did not vote for Obama. I called and emailed against amnesty and the healthcare bill. I demand the Bush tax cuts remain the same. I am against the stimulus and recognize it as an Obama slush fund of bribe money. I am against the Bush TARP money too.

    But I'm just me - one person, completely powerless to stop this. And so, yea, I understand the WHY quite a bit, thanks. I'd just like to keep my lights on while I pray for better days.

  • Unemployment insurance or stealth welfare?

    12/05/2010 5:53:38 AM PST · 61 of 71
    spiltmilk to upsdriver
    Comments? Yes, unemployment payments from day one is welfare. The employee never paid for the insurance, the employer did and they were forced by the government to do so.

    And the employer never makes adjustments to pay and benefits to account for this, right?