Keyword: insurance

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  • Vatican Cardinal: If Catholic employers provide contraceptive coverage they cooperate in sin

    04/10/2012 12:39:30 PM PDT · by NYer · 8 replies
    Life Site News ^ | April 10, 2012 | Jenn Giroux
    WASHINGTON, April 10, 2012 (LifeSiteNews.com) - The upcoming episode of Catholic Action Insight hosted by Thomas McKenna to air on EWTN on Wednesday, April 11 at 2:30pm and April 13 at 9:00pm EST will surely ignite discussion among Catholics on the impending mandate which is an attack on religious liberty.  In this interview, Cardinal Raymond Burke speaks out for the first time in a public interview on matters of faith, religious liberty, and culpability in relation to this threatened mandate for employers. “We are very blessed to be granted this interview with Cardinal Raymond Burke who explains the Catholic...
  • MF Global judge weighs release of insurance money (to pay for RAT Corzine's legal bills)

    04/06/2012 12:29:41 PM PDT · by Libloather · 8 replies
    Yahoo ^ | 4/02/12 | Nick Brown, Aruna Viswanatha
    MF Global judge weighs release of insurance moneyBy Nick Brown and Aruna Viswanatha | Reuters – Mon, Apr 2, 2012 (Reuters) - An MF Global bankruptcy trustee asked a judge on Monday to release $25 million in insurance money to pay defense costs for Jon Corzine and other former MF Global officers facing civil lawsuits over the broker's October collapse. If paid out now, the money, part of $375 million in total insurance funds from multiple policies, could save the broker from facing larger claims later, Lorenzo Marinuzzi, an attorney for trustee Louis Freeh, said in U.S. Bankruptcy Court in...
  • Anyone Have a Clue When it Comes to Blue Insurance?

    03/30/2012 7:59:43 PM PDT · by MyHub · 11 replies
    www.walletblog.com ^ | 3/28/2012 | John Kiernan
    Do you know who your insurer is? This is neither a trick question, nor a bungling of the famous 1970s parenting PSA. Rather, it’s an honest question that I’d hazard to guess a large segment of the 100 million consumers under the Blue Cross and Blue Shield umbrella would be unable to answer due to the confusing corporate structure behind this association. I mean, do you know the difference between Anthem Blue Cross Blue Shield, Blue Cross Blue Shield, Blue Cross Blue Shield of Illinois, Premera Blue Cross Blue Shield, and Blue Cross Blue Shield of Nebraska? Probably not, but...
  • Learning Four Lessons from Obamacare

    03/29/2012 8:23:42 PM PDT · by jfd1776 · 9 replies
    Illinois Review ^ | March 29, 2012 A.D. | John F. Di Leo
    Even before the Supreme Court issues its ruling this June, we have learned a great deal from this process. The long history of Obamacare, hopefully already entering its final months, has been as instructive to the student as it has been devastating on the economy. These are certainly not the only lessons we have learned from it, but here are a few worth remembering. LEGISLATION HAS CONSEQUENCES. Even though Obamacare was frontloaded on taxes and backloaded on benefits – it wouldn’t provide a single dollar of real benefits for four years – its effect on the economy was instantaneous. Within...
  • CHRIS MATTHEWS; I’m pretty surprised to learn that the mandate might be unconstitutional

    03/29/2012 6:09:43 PM PDT · by QT3.14 · 79 replies
    Hot Air ^ | March 29, 2012 | Allahpundit
    ...The problem for the left is that they do not have a lot of interaction with conservatives, whose intellects are often disparaged, ideas are openly mocked, and intentions regularly questioned. Conservative ideas rarely make it onto the pages of most middle- and high-brow publications of news and opinion the left frequents. So, liberals regularly find themselves surprised when their ideas face pushback.
  • Administration Admits to Court: Under Obamacare, Select Group Can Get Health Care, Not Pay for It,

    03/27/2012 11:21:33 AM PDT · by Nachum · 15 replies
    Terence P. Jeffrey ^ | 3/27/12 | CNSNewa
    (CNSNews.com) - President Barack Obama has justified the mandate in his health-care law that requires individuals to buy health insurance by arguing that it will eliminate free riders—that is, people who get health care (often from emergency rooms) but, lacking insurance, never pay anything back into the health-care system. "So that's why the individual mandate's important," Obama explained in a speech on Aug. 15, 2011. "Because the basic theory is, look, everybody here at some point or another is going to need medical care, and you can't be a free-rider on everybody else," said Obama. "You can't not have health...
  • Obamacare's Contract Problem

    03/25/2012 2:21:30 PM PDT · by QT3.14 · 10 replies
    Patriot Post ^ | March 25, 2012 | George Will
    On Monday the Supreme Court begins three days of oral arguments concerning possible -- actually, probable and various -- constitutional infirmities in Obamacare. The justices have received many amicus briefs, one of which merits special attention because of the elegant scholarship and logic with which it addresses an issue that has not been as central to the debate as it should be.
  • ObamaCare’s consequences for your doctor, your coverage, your bill

    03/22/2012 3:02:30 PM PDT · by landsbaum · 7 replies
    Remember when President Barack Obama assured everyone: “If you like your health-care plan, you’ll be able to keep your health-care plan. Period. No one will take it away, no matter what.” How’d that work out? . . . Remember when Obama said, over and over, that ObamaCare would lower annual family health-insurance premiums by $2,500 before the end of his first term as president? How’d that work out? . . .
  • Romney Won't Sign Up for Medicare

    03/13/2012 11:14:21 AM PDT · by justiceseeker93 · 26 replies
    POLITICO ^ | March 12, 2012 | Jennifer Haberkorn
    Gov. Mitt Romney, who turns 65 today, does not plan to enroll in Medicare, a program he has promised to transform if he wins the White House. The former Massachusetts governor's campaign confirmed to POLITICO Monday that Romney plans to remain on a private health insurance plan and not enroll in Medicare, which provides health coverage to millions of Americans... The decision puts Romney in a tiny minority. A vast majority of seniors chooose to participate in Medicare. Nearly all seniors are automatically enrolled in Medicare Part A, which covers hospital care. But they can choose not to use it....
  • Ann Barnhart on how "Insurance" becomes gateway to COMMUNIST TOTALITARIANISM

    03/13/2012 4:53:19 AM PDT · by wtd · 9 replies
    Barnhart.biz ^ | March 13, 2012 | Ann Barnhart
    Explanation of Insurance It's time for this again. It is even better and more prescient now than when I first recorded it last June. The Obama regime has totally perverted the very word "insurance" in classic Communist, Orwellian tradition. Insurance covers catastrophes. Paying in to a centrally-controlled mandated Ponzi scheme that requires that every single expense of your life be run through its hands as the mandatory middle-man, and thus has the power to decide what you will and will not have in your life, and thus controls the entire marketplace itself, is COMMUNIST TOTALITARIANISM, and nothing less. It is...
  • Rush Limbaugh, Sandra Fluke and Why is Contraception Part of Health Insurance Anyway?

    03/06/2012 8:32:09 AM PST · by Qbert · 22 replies
    Forbes ^ | 3/3/2011 | Tim Worstall
    From what’s being reported Rush Limbaugh said about Sandra Fluke he owes the young lady an apology. Just on the basic issue of good manners if nothing else. However, that’s not the part of the larger story that interests me. I’m simply terribly confused as to why anyone at all would want contraception to be part of a heath care insurance scheme... [Snip] Just for a moment, for the purposes of my argument here, leave aside whether a Jesuit organisation really should be forced to provide contraception...[Snip] I’m interested purely and simply in the use of an insurance model as...
  • Insurance should give me a gun

    03/06/2012 6:12:55 AM PST · by radioone · 16 replies
    Don Surber Dailymail ^ | 3-6-12 | Don Surber
    Providing free birth control is fine for 30-year-old law students, but what about us 58-year-old monogamists? Free birth control does nothing for my wife’s health or mine. And remember, it is all about me. And Sandra Fluke’s call too have health insurance cover transgender surgery does nothing for me either. Robert Stacy McCain has the story. What I could use is a gun. Nothing too expensive or flashy. A 38 would do. Same deal as The Pill. No co-payment or deductibles. Each month, I get a 30-day supply of ammo just like Miss Fluke will get with her pills. Naw,...
  • Flukes Testimony

    03/04/2012 1:54:02 PM PST · by Netizen · 114 replies · 2+ views
    Law Students for Reprodutive Justice ^ | March 2012 | Sandra Fluke
    This is the html version of the file http://abcnews.go.com/images/Politics/statement-Congress-letterhead-2nd%20hearing.pdf. Page 1 Leader Pelosi, Members of Congress, good morning, and thank you for calling this hearing on women’s health and allowing me to testify on behalf of the women who will benefit from the Affordable Care Act contraceptive coverage regulation. Myname is Sandra Fluke, and I’m a third year student at Georgetown Law, a Jesuit school. I’m also a past president of Georgetown Law Students for Reproductive Justice or LSRJ. I’d like to acknowledge my fellow LSRJ members and allies and all of the student activists with us and thank them...
  • The Ticking Time Bomb in Your Dashboard - The high cost of aging air bags

    02/27/2012 6:50:44 AM PST · by Cincinatus' Wife · 100 replies · 2+ views
    Air bags -- driver and front seat passenger air bags -- have been mandatory in cars since the mid-1990s. That means there are now millions of older cars on the road with air bags. These air bags are ticking time bombs, financially speaking (and otherwise; more on that below) because of the ever-less-favorable ratio between the value of the car itself and the cost to repair the car if the air bags go off. Here's what I mean: Let's say you own a 2000 model Toyota Corolla. It's still running great and you hope to be able to drive it...
  • 9/11 Hijacker Mohamed Atta: The New Face of Auto Insurance

    02/23/2012 12:54:49 PM PST · by gabriellah · 11 replies
    TheCollegeConservative ^ | 02/23/2012 | Kenneth Depew
    The Arizona debate was complete. There I was, checking some Tweets and taking a last look at Facebook before I went to bed. But before I closed my notebook, I noticed an oddly familiar face staring back at me from the right margin of my Facebook page, in the form of a Facebook-approved advertisement. His eyes are deeply set; his black hair sits atop his squarish shaped head opposed by his well-defined square jaw. I knew his face, I’d seen him before, it had been a while, but where? It was Mohamed Atta, the ringleader of the 19 hijackers who...
  • Freep a Poll! (Catholic University in Nebraska. should they pay for birth control?)

    02/22/2012 10:43:23 AM PST · by dynachrome · 10 replies
    omaha.com ^ | 2-22-12 | Omaha.com
    Should colleges be required to offer prescriptions for or cover birth control? Yes No Cover but not prescribe Prescribe but not cover I'm not sure
  • Angry Patients Stuck With Big Medical Bills After “Bait And Switch”

    02/15/2012 3:18:25 PM PST · by qaz123 · 55 replies
    WBZ-TV ^ | February 14, 2012 | Joe Shortsleeve
    BOSTON (CBS) – The national health care reform law requires insurance companies to cover 100% of the cost of screening tests for dozens of potentially deadly diseases. But thousands of patients are finding out the hard way that free doesn’t always mean free. When Jim Dungee had his first colonoscopy, doctors found several polyps, which are a precursor to colon cancer. “Therefore, I had to come back in three years,” he said. The three year mark was back in December. Knowing the test could save his life, Jim did not hesitate to make an appointment. He even called his insurance...
  • Boxer: Insurance rights trumps religious rights

    02/15/2012 7:58:13 AM PST · by Nachum · 54 replies
    Washington Examiner ^ | 2/15/12 | W Charlie Spiering
    Senator Boxer warned yesterday that if the HHS contraception mandate was repealed it would set a dangerous precedence of religious rights trumping the right to be insured. On MSNBC's Politics Nation with Al Sharpton last night, Boxer affirmed that under the proposed amendment proposed by Sen. Roy Blunt, an employer would not be forced by the government to pay for medical practices against his religion. "I mean, are they serious? Sharpton exclaimed, "How do you make a law where an employer can decide his own religious beliefs violate your right to be insured?" "Oh Absolutely," Boxer said,
  • On Healthcare Reform, That's Not the Patient on the Table

    02/12/2012 6:10:04 PM PST · by jfd1776 · 5 replies
    Illinois Review ^ | February 12, 2012 A.D. | John F. Di Leo
    On January 20, 2012, the Obama administration announced a clarification – one of many – on its requirement that all insurance policies must cover contraceptives, sterilization, abortions, and abortion-causing drugs (such as RU-486). From the beginning, there had been a foolish assumption that Obamacare would not cover abortion – Bart Stupak and others even voted for it on the president’s commitment that it would not. As if anyone with an ounce of sense would ever believe that this president would ever take a position contrary to one of his party’s most dependable and key constituents, the abortion lobby. When, over...
  • OBAMACARE ARCHITECT: Expect STEEP INCREASE In Health Care PREMIUMS

    02/11/2012 9:01:36 AM PST · by nicmarlo · 29 replies
    Daily Caller ^ | 2/11/2012 | Myles Miller
    Medical insurance premiums in the United States are on the rise, the chief architect of President Barack Obama’s health care overhaul has told The Daily Caller.Massachusetts Institute of Technology economist Jonathan Gruber, who also devised former Massachusetts Gov. Mitt Romney’s statewide health care reforms, is backtracking on an analysis he provided the White House in support of the 2010 Affordable Care Act, informing officials in three states that the price of insurance premiums will dramatically increase under the reforms. In an email to The Daily Caller, Gruber framed this new reality in terms of the same human self-interest that some...
  • White House Dictates Compromise on Contraception Mandate

    02/10/2012 9:45:31 PM PST · by John Semmens · 34 replies
    Semi-News/Semi-Satire ^ | 10 Feb 2012 | John Semmens
    In an effort to quell rising opposition to its mandate for all employers to provide contraceptive coverage in healthcare benefits to workers, the White House issued a directive that it maintains “ends the discussion.” Under the directive insurers would be required to provide this coverage “free of charge” to employers. “By putting the onus on the insurers we’ve given the Catholic Church ‘plausible deniability,’” said Press Secretary Jay Carney. “The Church itself will not be formally linked to the provision of services that it says violate its religious beliefs. No court can hold it culpable. The responsibility has been taken...
  • OBAMA’S PLOY ADDS INSULT TO INJURY

    02/10/2012 11:15:34 AM PST · by NYer · 34 replies · 1+ views
    Catholic League ^ | February 10, 2012 | Bill Donohue
    Catholic League president Bill Donohue comments on President Obama’s revised healthcare plan as it affects Catholic institutions:President Obama’s latest ploy just adds insult to injury. If the insurance plan of a Catholic institution must cover services it deems immoral, then such a healthcare plan is offensive, plain and simple.The Catholic League, for example, uses Christian Brothers as its insurance carrier. So if a future employee of ours were to demand free abortion-inducing drugs, and she is allowed to request free drugs from Christian Brothers, then the rest of us would, in effect, be subsidizing her abortion. This is outrageous and...
  • Will All Medical Insurance Policies Have to Cover The Abortion Pill?

    02/09/2012 2:32:26 PM PST · by AJFavish · 4 replies
    2-9-2012 | Allan J. Favish
    What if Obama lifts the regulation that requires Catholic institutions to offer their employees medical insurance policies that cover the abortion pill? Is there another regulation that requires all insurers to only offer medical insurance policies that include such coverage? If so, from whom would the Catholic institution purchase the medical insurance?
  • Budget lines drawn at (Iowa) Statehouse: GOP plan includes state workers paying for insurance

    02/03/2012 6:55:12 AM PST · by Free Vulcan · 2 replies
    Cedar Rapids Gazette ^ | 2.3.12 | Rod Boshart
    DES MOINES — Legislative Republicans proposed Thursday to spend $182 million less than Gov. Terry Branstad’s $6.242 billion budget plan for next fiscal year and about $119 million under majority Senate Democrats’ targets by providing less money to education, human services and economic incentives and requiring state employees and elected officials to pay $200 a month for their health insurance coverage. All three competing and contrasting fiscal 2013 budget approaches offered by the governor and leaders of the split-control Legislature would fully fund spending commitments already approved last session, including a 2 percent “allowable growth” increase for K-12 public schools...
  • Three States to Require Insurers to Disclose Climate-Change Response Plans

    02/02/2012 7:49:36 AM PST · by Oldeconomybuyer · 26 replies · 1+ views
    New York Times ^ | February 1, 2012 | By FELICITY BARRINGER
    Insurance commissioners in California, New York and Washington State will require that companies disclose how they intend to respond to the risks their businesses and customers face from increasingly severe storms and wildfires, rising sea levels and other consequences of climate change, California’s commissioner said Wednesday. “Our experience and other states’ experience as regulators is you get a far better response rate if you require response to be provided than if you just allow companies to decide when and how they will respond,” said Dave Jones, the California commissioner. “Our goal is to have the most complete, best and accurate...
  • Dave Says Insurance, Insurance

    01/31/2012 10:25:33 PM PST · by Altariel · 6 replies
    Townhall.com ^ | February 1, 2012 | Dave Ramsey
    Dear Dave, I’ve got auto insurance, but can you tell me what other kinds of insurance are good to have? Chris Dear Chris, The purpose of insurance is to transfer risk that you can’t afford to take. Most people can’t afford to have a heart attack and triple bypass surgery. Having to pay for something like that completely out of pocket would bankrupt just about anyone. That’s why health insurance is a vital part of any good financial plan. It’s also important to have auto, which you do, and homeowner’s insurance, too. If you don’t own a home, make sure...
  • Texas health insurance rebates are on the line

    01/14/2012 6:26:00 PM PST · by Dysart
    Startlegram ^ | 1-13-2012 | Mitchell Schnurman
    It sounds too good to be true, and if Texas regulators have their way, it won't happen. About 690,000 consumers are slated to get an estimated $160 million in rebates from health insurance companies by Aug. 1. But the Texas Insurance Department wants to slash that amount by three-fourths and phase in changes slowly. The department says the individual insurance market could be destabilized if companies have to make the payments and cut into profits. Consumer groups say that everything will be fine and that customers deserve their full refunds. A federal decision is expected within two weeks. The rebates...
  • "Fatti Maschii Parole Femine" Should Be, "Fatti Totalitaria Parole Liberale"

    01/13/2012 6:44:01 AM PST · by Sensei Ern · 14 replies · 1+ views
    Me ^ | 1/13/2012 | Senseiern
    (For the short version, skip to the "Body of Comment" section.) This is a personal rant, and is why I will leave Maryland as soon as I can afford to. Please indulge. Thank you. The state of Maryland kicks a man while he is down. April 2010, I lost my job as a computer programmer. Though I interview at least twice a week, jobs are competitive and very hard to get. Perhaps my biggest pet peeve is the trend for employers to tell me, "You're hired. You will start as soon as we get the budget for the project approved."...
  • Starting now, state workers, families to pay more for medical care

    01/04/2012 7:28:28 AM PST · by afraidfortherepublic · 21 replies
    Wisconsin State Journal ^ | 1-1-12 | Steven Verburg
    State workers and their families will pay more for medical care starting Jan. 1 under the latest changes to emerge from a state law that wiped out most public employee union rights. The changes in the state health plan require 183,000 participants to pay 10 percent of their bills for doctor visits, tests, surgeries and hospitalizations up to an annual maximum of $500 for single people and $1,000 for families. Health plan administrators have explained the new system previously, but they expect to get a lot more questions when workers begin reaching into their pockets. "I think the reality will...
  • RUSH: We Stand for Principle Over Politics and the Establishment Can't Stand It

    12/23/2011 1:56:05 AM PST · by Yosemitest · 23 replies
    www.RushLimbaugh.com ^ | December 21, 2011 | Rush Limbaugh
    We Stand for Principle Over Politicsand the Establishment Can't Stand It December 21, 2011 BEGIN TRANSCRIPT RUSH: "House Democrats tried Wednesday to force a vote on the Senate’s two-month extension of the payroll-tax cut, but Republicans gaveled the House closed to prevent them from having a chance, as top GOP leaders huddled down the hall to try to figure a way out of the mess. The House was set to hold a pro forma session, but two top Democrats, Reps. Steny H. Hoyer and Chris Van Hollen, demanded to be recognized to try to force a vote on the...
  • Obamacare Mandate Kicking Insurance Agents To The Curb

    12/13/2011 5:15:28 AM PST · by radioone · 10 replies
    Forbes ^ | 12-12-11 | Nigam Arora
    In an environment where jobs are hard to find, the Obama administration has thrown more than 100,000 health insurance agents and brokers under the bus and given them the gift of an unemployment line just before the holidays. To make matters worse, a large number of insurance agents, known in the trade as producers, are self-employed and under the prevailing laws may have difficulty receiving unemployment insurance.
  • Gingrich: Health Insurance Mandate 'Started As Conservative Effort to Stop Hillarycare'

    12/11/2011 12:55:16 PM PST · by Sub-Driver · 57 replies
    Gingrich: Health Insurance Mandate 'Started As Conservative Effort to Stop Hillarycare' By Terence P. Jeffrey December 11, 2011 (CNSNews.com) - Former House Speaker Newt Gingrich on Saturday defended his previous support of a federal mandate requiring people to buy health insurance by saying that "virtually every conservative saw the mandate as a less dangerous future" than the health-care plan being advanced by then-First Lady Hillary Clinton in 1993 and that the idea of mandating that people buy health insurance "started as a conservative effort to stop Hillarycare in the 1990s." As recently as this May, Gingrich defended what he called...
  • ObamaCare Rule May Bar HSAs, Low-Cost Health Plans

    12/08/2011 8:41:30 AM PST · by Slyscribe · 6 replies
    Investor's Business Daily ^ | 12/7/2011 | David Hogberg
    A new Obama administration rule could drive out of the market the low-cost, high deductible plans that are supposed to be available under ObamaCare. That would likely mean a sharp jump in taxpayer subsidies. The problem stems in large part from contradictions in the hastily written health care overhaul.
  • Miami Lawmaker Wants Allianz Ads Pulled From NPR Stations, CNBC (Over Nazi Ties)

    11/26/2011 12:09:59 PM PST · by nickcarraway · 19 replies
    Miami Herald ^ | Saturday, 11.26.11 | JAY WEAVER
    A Miami congresswoman is pressuring National Public Radio stations, the cable television network CNBC and others to stop airing sponsorships and advertising by a giant German insurer that collaborated with the Nazis. U.S. Rep. Ileana Ros-Lehtinen, who is pushing legislation that would allow Holocaust survivors to sue Allianz AG, has launched a letter-writing campaign aimed at blocking the insurer from advertising with any U.S. media until it pays off all Holocaust survivors’ life insurance claims. During World War II, Allianz insured concentration camp facilities and sent money to the Nazis instead of rightful Jewish beneficiaries. “Allianz is no ordinary insurance...
  • Obama Snaps Up Crocodile Insurance Down Under ... (and Michelle gets £30,000 if he's eaten)

    11/20/2011 1:29:04 PM PST · by DogByte6RER · 18 replies
    Daily Mail ^ | November 18, 2011 | Emily Allen
    Obama snaps up crocodile insurance Down Under... (and Michelle gets £30,000 if he's eaten) By Emily Allen U.S. President Barack Obama snapped up an unusual gift on a visit to Australia this week - £30,000 worth of crocodile insurance. The official gift, worth about A$10 or just over £6, was given to mark his stopover in Australia's tropical north, home to some of the world's biggest and deadliest crocodiles. If he had been attacked and eaten during the visit his wife Michelle would have received a £30,000 pay-out. Mr Obama told about 2,000 U.S. Marines and Australian troops at the...
  • Prayers, Medical & Legal Advice Needed

    11/17/2011 8:48:42 AM PST · by Sopater · 10 replies
    Please pray for my wife as she is having surgery today to repair a blocked ureter as a result of a botched c-section.
  • Obama insured against crocodiles in Australia

    11/15/2011 11:40:43 AM PST · by Free ThinkerNY · 27 replies
    AFP ^ | Nov.15, 2011
    President Barack Obama is expected to receive a warm welcome in Australia Wednesday, but just in case the reception is wilder than expected a firm has offered him insurance against crocodiles. Obama will be the fifth president to visit close ally Australia, and his flying two-day visit will take in the staid capital Canberra as well as the Northern Territory town of Darwin, in the heart of "Crocodile Dundee" country. Local firm TIO has snapped up the opportunity to insure the high-profile visitor, issuing a him with a Crocodile Attack Insurance policy which will pay out Aus$50,000 (US$50,870) if the...
  • Thanks ObamaCare: Employer Insurance Continues to Decline

    11/11/2011 2:05:22 PM PST · by Kaslin · 8 replies
    Townhall.com ^ | November 11, 2011 | Katie Pavlich
    A new Gallup poll shows ObamaCare is working just as planned: kill the private health insurance industry in order to implement a single-payer government system. The number of people insured through employer provided health insurance continues to decline. The percentage of American adults who get their health insurance from an employer continues to decline, falling to 44.5% in the third quarter of this year. This percentage has been steadily declining since Gallup and Healthways started tracking Americans' health insurance sources in 2008. At least 45% of Americans got their health insurance from an employer in every month in 2010, compared...
  • [Obama Disaster] Employers Consider Dropping Insurance Plans [once ObamaCare in place]

    11/01/2011 8:24:36 PM PDT · by topher · 25 replies
    FoxNews.com ^ | 11-1-2011 | By Jim Angle
    Three years before the new health care law takes full effect, a survey of employers has found 30 percent of them are thinking about dropping coverage, in part because most employees will have an alternative -- government-subsidized insurance exchanges. McKinsey & Company commissioned a survey of 1,329 private sector employers in February and found that three out of 10 respondents who said their companies offered employer-sponsored health insurance said they would "definitely" or "probably" drop coverage in the years following 2014, the year the Affordable Care Act takes full effect. "The employer knows there's no reason to provide private, expensive...
  • ‘Occupy Wall St.’ Will Test Public, Private Sector Liability Coverages

    10/31/2011 1:40:36 PM PDT · by 2ndDivisionVet · 17 replies
    PropertyCasualty360 ^ | October 31, 2011 | Caroline McDonald
    The Occupy Wall Street movement, which is ongoing and has now spread to a number of cities across the United States, will test both public and private entities when claims start rolling in, according to a risk-management expert. While most cities are accustomed to demonstrations, they may not be prepared for an ongoing movement like OWS, says Lori Seidenberg, a member of the Risk and Insurance Management Society’s board of directors, serving as board liaison to the society’s Standards & Practices Committee. “Something like this could not have been anticipated by any risk manager,” Seidenberg says. “I know there is...
  • Lawyer Says $12M Verdict Reasonable (against Progressive Insurance)

    10/29/2011 7:03:01 PM PDT · by CedarDave · 101 replies
    The Albuquerque Journal ^ | Sat, Oct 29, 2011 | Jeff Proctor
    A Bernalillo County jury’s $12 million judgment this week against Progressive Insurance Co. was “very reasonable,” according to attorneys representing the family who sued. Lawyer Janet Santillanes said that among the evidence jurors heard during the six-day trial was that Progressive altered its computer records 11 days after a Nov. 4, 2002, accident to make it appear the Vigil family did not have coverage at the time of the single-vehicle crash that was at the center of the case. The company contended the policy lapsed about 90 minutes before the crash that killed one man and hospitalized five other passengers....
  • Anybody hear of this before? (Car Insurance and Medicare)

    10/06/2011 7:59:46 PM PDT · by MacMattico · 19 replies
    Me
    My daughter had her finger shut in the door of our car a few weeks ago, accidentally, by a friend. It started to swell and turn black, so I took her to urgent care. Urgent care said they needed our medical insurance as well as car insurance information, so I gave it to them. Today she (not my husband or I, she's 13) got a letter from our car insurance company saying they needed a bunch of information from her, now required by the federal government, to see whether she is Medicare eligible. With a phone call I assured them...
  • Wise to Consider Long-Term Care Insurance

    09/28/2011 7:32:56 AM PDT · by Kaslin · 18 replies
    Townhall.com ^ | September 28, 2011 | Carrie Schwab Pomerantz
    Dear Carrie: I'm 55 years old and trying to be smart about planning for my retirement years. What I'm struggling with is whether buying long-term care insurance makes sense. What do you think -- is it a smart move or just a waste of money? --A Reader Dear Reader: You're certainly not alone in struggling with this question. With upwards of 79 million baby boomers currently living in the U.S. -- and people living longer -- there are lots of folks considering long-term-care insurance. And I believe they're wise to do so. That's because just as life-expectancy rates are going...
  • Spotlight back on healthcare law (unexpected rise in insurance premiums - RATS to blame)

    09/28/2011 4:27:24 AM PDT · by Libloather · 8 replies
    The Hill ^ | 9/27/11 | Julian Pecquet and Sam Baker
    Spotlight back on healthcare lawBy Julian Pecquet and Sam Baker - 09/27/11 09:00 PM ET Health insurance premiums surged 9 percent in 2011, according to a report released Tuesday that raised new doubts about President Obama’s signature legislative accomplishment. Republicans seized on the annual Kaiser Family Foundation survey, arguing it flew in the face of Obama’s campaign promise that healthcare reform would lead to lower insurance costs. Instead, the Senate Republican Policy Committee calculated, average family premiums have increased by $2,213 so far under the administration. The report was released a day after the Department of Justice decided against asking...
  • White House plays defense after report finds healthcare premiums on the rise

    09/27/2011 9:31:07 AM PDT · by Libloather · 19 replies
    The Hill ^ | 9/27/11 | Julian Pecquet
    White House plays defense after report finds healthcare premiums on the riseBy Julian Pecquet - 09/27/11 11:33 AM ET The Obama administration quickly responded Tuesday to bad news about rising insurance premiums with a strong defense of the healthcare law and its benefits for consumers. An annual survey of premiums found that the premiums for employer-provided family plans increased by 9 percent — to $15,073 — in 2011, leaving Democrats vulnerable to charges that the law isn't working. The administration proactively responded with a post on the White House blog that went up as soon as the embargo on the...
  • Eliminate the National Debt by Ending the Flood Insurance Program (/snarc)

    09/26/2011 6:53:52 PM PDT · by ExxonPatrolUs · 5 replies
    (SNARK)Vanity(/SNARK) ^ | Various | Snarky Dopes
    Whether you believe that man has ruined the earth’s climate or not we can all agree that Washington’s bickering about emergency FEMA funding does nothing to fight the effects of global climate change. According to the New York Times, Hurricane Irene earlier this year was the first US catastrophe of the Obama administration to make the top 10 list, joining the insurmountable Bush catastrophes of Katrina and 911. Climate experts Bill McKibben and Al Gore agree that Obama has failed with only half hearted efforts to reverse the rising oceans. A search at usaspending.gov (Sponsored by Senator Obama under the...
  • Expiring flood insurance threatens housing market

    09/20/2011 9:29:51 AM PDT · by Palter · 14 replies
    Southern Maryland Newspapers ^ | 16 Sept 2011 | Jeff Newman
    Real estate industry warns of consequences Fearing another blow to a still-fragile housing market, real estate agents are pushing Congress to grant a long-term extension to the National Flood Insurance Program, which is set to expire this month for the 10th time in two years. Established by Congress in 1968, the program provides coverage to more than 5.6 million home and business owners in more than 21,000 communities nationwide that have adopted floodplain management plans in an effort to mitigate flood damage. Though private insurers sell the policies and administer claims, the federal government sets rates and assumes liability for...
  • Companies Could Challenge ObamaCare Employer Fines

    09/19/2011 10:00:42 AM PDT · by Slyscribe · 5 replies
    Investor's Business Daily ^ | 9/16/2011 | David Hogberg
    Another ObamaCare glitch could result in some businesses being exempt from fines for not providing their workers with health insurance. A company would have to challenge the fine in court. But if one does, that could eliminate employer penalties in many states and make residents in those areas ineligible for premium tax credits. Under ObamaCare, a company with 50 or more employees faces a $2,000 annual fine per employee if it does not provide insurance. But it's only fined if one of its employees applies and qualifies for a premium tax credit via a health insurance exchange.
  • In wake of quake, Californians would benefit most from ‘Affordability Act’

    09/15/2011 6:01:54 PM PDT · by Tolerance Sucks Rocks · 9 replies
    The Washington Times ^ | September 14, 2011 | Tim Devaney
    With the East Coast earthquake still a fresh memory, lawmakers on Capitol Hill are pushing a bill designed to cut rates so more homeowners can afford quake insurance coverage, but the scope of the plan remains a big question mark with critics arguing that California would be the big winner at the expense of the rest of the nation. The nonprofit California Earthquake Authority is pushing the “Earthquake Insurance Affordability Act” that it says would cut rates by as much as 20 percent for homeowners. It also could leave the federal government on the hook for up to $5 billion...
  • Good News! ObamaCare Covers The Young And Healthy

    09/15/2011 7:04:47 AM PDT · by Slyscribe · 8 replies · 1+ views
    IBD's Capital Hill ^ | 9/15/2011 | David Hogberg
    One finding in the new Census Bureau report on health insurance has ObamaCare supporters cheering. As one pundit puts it, “some 494,000 young adults, those ages 18 to 25, gained coverage, which seems to point to the ACA provision allowing children to stay on their parents’ plans until age 26 that went into effect in the fall of 2010.” But is this much of an achievement? Young adults tend to be healthy and are among the cheapest to insure (see page 5), so it’s not as though ObamaCare brought coverage to a hard-to-insure group. Additionally, it’s probably a safe bet...