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Keyword: obamacaredeductibles

Brevity: Headers | « Text »
  • Obamacare Insurance is 'Unaffordable' for 105 Million Americans (Against the law?)

    02/10/2015 2:10:41 PM PST · by Libloather · 25 replies
    Weekly Standard ^ | 2/10/15 | MARK HEMINGWAY
    **SNIP** Given that the authors of Obamacare had a very specific idea in mind for what constitutes affordable insurance, the American Health Policy Institute is out with a new study that asks a very interesting question: Does Obamacare meet its own standards for affordability? The answer is no. Here are a couple of the key findings from AHPI's study: Even now, under the Affordable Care Act’s own definition, over 105 million Americans will find plans in the ACA’s [Affordable Care Act's] public exchanges to be “unaffordable” when both premiums and deductibles are taken into account. Over 13 million employees with...
  • Uninsured Balk at Obamacare Bite

    02/02/2015 4:32:31 AM PST · by rootin tootin · 19 replies
    American Spectator ^ | 2/2/2015 | David Catron
    When it became obvious a couple of years ago that Obamacare would accelerate health care inflation, the law’s boosters began claiming that cost control was never its primary goal. PPACA’s promoters had previously promised that it would reduce annual health care expenses by $2,500 per family while improving access and quality of care. But the facts forced them to abandon that pledge and adopt a safer party line. As expressed by the New York Times, the new story goes thus: “At its most basic level, the Affordable Care Act was intended to reduce the number of Americans without health insurance.”...
  • Your ♡bamaCare!!! Fail of the Day

    01/15/2015 11:33:34 AM PST · by 2ndDivisionVet · 34 replies
    PJ Media's Vodka Pundit ^ | January 15, 2015 | Stephen Green
    <p>After two constitutionally dubious delays, ObamaCare’s employer mandate took effect on Jan. 1 for employers with 100 or more full-time employees. The last open-enrollment date for our company, CKE Restaurant Holdings, Inc., was Dec. 4, 2014. As of that date, our company had approximately 20,000 employees, 6,900 of whom worked 30 or more hours a week and were eligible for ObamaCare-compliant health insurance. We elected to offer them coverage rather than pay the employer penalty, which would have sent workers to ObamaCare’s health-insurance exchanges, where those who qualified could receive federal subsidies to help pay for insurance.</p>
  • Workers paying more for health insurance, but getting fewer benefits

    01/07/2015 10:34:40 PM PST · by grundle · 14 replies
    Chiago Tribune ^ | Janaury 7, 2015 | Noam N. Levey
    Although the Affordable Care Act has not led to soaring insurance costs, as many critics claimed it would, the law hasn't provided much relief to American workers either, according to a new study of employer-provided health benefits. Workers continue to be squeezed by rising insurance costs, eroding benefits and stagnant wages, the report from the nonproNationwide, the average contribution an employee made to an insurance premium in 2013 and the average deductible together represented 9.6% of the median income of American households with members under age 65. That is up from 8.4% in 2010 and nearly double the 5.3% that...
  • “Dad, I have cancer”

    01/06/2015 11:57:05 AM PST · by Starman417 · 4 replies
    Flopping Aces ^ | 01-06-15 | DrJohn
    Obamacare is going to kill you. Or one of your kids. Or one of your parents. Someone in your family is going to die from Obamacare. You can bet on it. You can bet your life on it. There are many things in medicine that are in a state of flux because of Obamacare. Obamacare is the name given to the most inappropriately termed "Affordable Care Act." There is nothing about Obamacare that makes care affordable. Obamacare has made care much more unaffordable. What it has done is make healthcare appear to be affordable because of subsidized premiums. The problem...
  • Dilemma over deductibles: Costs crippling middle class [Obamacare hurts middle class] [link only]

    01/05/2015 6:36:09 AM PST · by grundle · 20 replies
    USA Today [link only] | Janaury 1, 2015 | Laura Ungar and Jayne O'Donnell
    link only: http://www.usatoday.com/longform/news/nation/2015/01/01/middle-class-workers-struggle-to-pay-for-care-despite-insurance/19841235/
  • Obamacare Customers Afraid to Use Benefits Due to Sky-Sigh Deductibles

    10/19/2014 5:33:16 AM PDT · by Oldeconomybuyer · 47 replies
    Breitbart News ^ | October 18, 2014 | by JOHN HAYWARD
    It must have pained the New York Times to publish its article about how many ObamaCare customers fear to make use of their taxpayer-subsidized, hyper-regulated benefits because the deductibles are so high.  It's a devastating indictment of the Affordable Care Act, cutting deep into the very small number of Americans who actually find the ACA somewhat useful.   Not only does ObamaCare have low approval ratings from the American public at large, it doesn't even score well among the group it was nominally intended to benefit most directly, the uninsured.     Patricia Wanderlich got insurance through the Affordable Care Act this...
  • Obama's "Affordable Health Care" Making health care unaffordable.

    10/19/2014 5:04:02 AM PDT · by moneyrunner · 18 replies
    The Virginian ^ | 10/18/2014 | Moneyrunner
    As the New York Times explains, Patricia Wanderlich got insurance through the Affordable Care Act this year, and with good reason: She suffered a brain hemorrhage in 2011, spending weeks in a hospital intensive care unit, and has a second, smaller aneurysm that needs monitoring. But her new plan has a $6,000 annual deductible, meaning that Ms. Wanderlich, who works part time at a landscaping company outside Chicago, has to pay for most of her medical services up to that amount. She is skipping this year’s brain scan and hoping for the best. “To spend thousands of dollars just making...
  • Underinsured ACA enrollees strain community health centers

    09/26/2014 11:47:02 AM PDT · by Twotone · 10 replies
    Modern Health Care ^ | Sept. 25, 2014 | Virgil Dickson
    Obamacare enrollees are straining the finances of community health centers around the country, some health center leaders say. The issue is that many lower-income patients with insurance coverage through the federal and state exchanges bought bronze-tier plans with lower premiums but high deductibles, coinsurance and copayments and no federal cost-sharing subsidies. When these patients face high out-of-pocket costs for care that falls below the deductible, they can't afford it. So the centers are subsidizing that care by offering them means-tested sliding-scale fees. When the centers, which are not allowed to turn away patients for inability to pay, try to get...
  • 'Reference pricing' could end up costing unwary consumers thousands of dollars (Obamacare)

    05/21/2014 12:17:31 PM PDT · by Lorianne · 12 replies
    Star Tribune/AP ^ | 16 May 2014 | RICARDO ALONSO-ZALDIVAR
    You just might want to pay attention to the latest health insurance jargon. It could mean thousands of dollars out of your pocket. The Obama administration has given the go-ahead for a new cost-control strategy called "reference pricing." It lets insurers and employers put a dollar limit on what health plans pay for some expensive procedures, such as knee and hip replacements. Some experts worry that patients could be surprised with big medical bills they must pay themselves, undercutting financial protections in the new health care law. That would happen if patients picked a more expensive hospital — even if...
  • PhRMA warns out-of-pocket costs could double under O-Care

    05/16/2014 9:53:40 AM PDT · by Nachum · 15 replies
    The Hill ^ | 5/16/14 | Ferdous Al-Faruque
    A new study commissioned by PhRMA finds that many consumers in ObamaCare’s insurance exchanges could end up paying more than twice as much in out-of-pocket drug costs. The report for the nation’s top drug lobby was conducted by actuarial firm Milliman, which found that people on the Silver Plan, the most popular ObamaCare plan, would likely pay 130 percent more for out-of-pocket prescription drugs compared to people on similar employer-sponsored plans. One reason why out-of-pocket costs are likely to be higher is because employer plans are more generous than typical Silver Plans, according to the report. However, the numbers don’t...
  • Big Increases in Obamacare Premiums and Deductibles Coming in November

    05/15/2014 3:51:52 AM PDT · by markomalley · 5 replies
    Fiscal Times ^ | 5/15/2014 | Edward Morrissey
    The Obama administration postponed a portion of the employer mandate in the Affordable Care Act in order to avoid paying the political consequences of a market disruption in the group insurance sector. If new premium pricing proposals from insurer filings in the states of Virginia and Washington come to pass, the White House may have no way out of accountability for their health-care reform folly. When Obamacare first rolled out last fall, the failure of the federal and state exchanges were only the first signs of disaster. Premiums spiked upward in both the individual and group markets, and insurers raised deductibles...
  • Obamacare Myth-Making: Five phony success stories.

    05/10/2014 6:03:44 PM PDT · by SeekAndFind · 3 replies
    The Weekly Standard ^ | 05/10/2014 | Jay Cost
    With enrollment in the Obamacare exchanges now closed, Democrats and their friends in the media are ebullient. Obamacare is an enormous success, they say, and conservatives have been humiliated. On closer inspection, however, things seem decidedly less bullish for President Obama’s signature achievement. Among the many exaggerations and inaccuracies the law’s defenders are touting, five stand out. • First, they say that premium rates are down. In support of this, liberals cite research from the Congressional Budget Office (CBO), but they misinterpret it. In fact, the CBO’s most recent estimate of premiums shows a decline not from what they were...
  • Report: Obamacare Customers in for Deductible Sticker Shock

    05/10/2014 12:42:31 AM PDT · by 2ndDivisionVet · 18 replies
    Breitbart's Big Government ^ | May 8, 2014 | Wynton Hall
    A new report finds that Obamacare customers are in for sticker shock because, unlike many employer-sponsored insurance plans, the fine print in many Obamacare policies requires patients to meet their deductible before lower-cost prescription drug co-pays kick in. That means hefty out-of-pocket expenses for Obamacare plan holders, especially since Obamacare deductibles are "relatively high" as compared to employer-sponsored insurance plans. The report, which was conducted by the Robert Woods Johnson Foundation and Breakaway Policy, concludes that even Obamacare customers who receive taxpayer-funded subsidies will "find it difficult to afford the amounts they will have to pay out-of-pocket before their Exchange...
  • CA Obamacare Patients Driving to Tijuana, Mexico for Cheaper, Faster Care

    05/08/2014 4:19:39 PM PDT · by Mount Athos · 27 replies
    Breitbart ^ | 8 May 2014 | Wynton Hall
    California Obamacare patients are finding it more affordable to drive to Tijuana, Mexico for health care treatment than to use their high-deductible Obamacare plans. Irma Montalvo tells USA Today seeing a Tijuana doctor only costs $15 and that she likes her Mexican doctor better. "She listens to me," said Montalvo, a U.S. citizen who was born in Mexico, said in Spanish. "I come here feeling really bad, and three days later I am better." The Obama administration has lamented the fact that Latino Obamacare enrollments remain surprisingly low. However, according to USA Today, "Mexican immigrants living in California, Arizona, Texas...
  • Obamacare enrollment in L.A. tops New York, most other states

    05/02/2014 9:12:45 AM PDT · by Oldeconomybuyer · 8 replies
    Los Angeles Times ^ | May 2, 2014 | by Chad Terhune
    More than 400,000 people in Los Angeles County signed up for Obamacare coverage in the health law's first open enrollment, surpassing turnout in most states. Federal data released Thursday show that if the Los Angeles area was a state, it would have the fourth-highest enrollment in the country. In California, 89% of exchange customers qualified for federal premium subsidies.
  • Affordable Care Act plans pose actuarial and rate challenges for insurers

    04/26/2014 3:25:50 PM PDT · by Oldeconomybuyer · 7 replies
    Washington Post ^ | April 26, 2014 | By Jay Hancock
    With the results sure to affect politics as well as pocketbooks, health insurers are preparing to raise rates next year for plans issued under the Affordable Care Act. But how much depends on their ability to predict how newly enrolled customers — for whom little is known regarding health status and medical needs — will affect 2015 costs. “We’re working with about a third of the information that we usually have,” said Brian Lobley, senior vice president of marketing and consumer business at Pennsylvania’s Independence Blue Cross. The health law required insurers to accept all applicants this year for the...
  • Team Boehner to Drudge: We didn't 'expand' Obamacare, we repealed a piece

    04/07/2014 6:43:27 AM PDT · by cotton1706 · 20 replies
    washingtonexaminer.com ^ | 4/6/14 | Joel Gehrke
    Hours after the Drudge Report suggested on Sunday that "Republicans expand[ed] Obamacare" in the headline for the site's lead story, an "alert" from the office of House Speaker John Boehner, R-Ohio, countered that they had actually "chip[ped] away another piece" of the law. The recent change "eliminated a cap on deductibles for small group policies offered inside the law's health care exchanges as well as outside," the Associated Press explained. "Successfully repealing this Obamacare provision is just one part of Republicans' larger effort to repeal the full law and replace it with better solutions focused on lowering health care costs...
  • WHEC-NY: New Yorkers Struggling To Afford ObamaCare Premiums, Deductibles

    03/30/2014 12:43:50 PM PDT · by lowbridge · 23 replies
    LECLAIR: “We’ve heard from a lot of WHEC Facebook friends complaining that they will face a fine if they don’t sign up for health insurance. But many say they can’t afford the premiums or deductibles, and it would be cheaper to stay uninsured and pay the penalty. This free clinic at St. Josephs’ Neighborhood Center always has a steady stream of patients. The director says the Affordable Care Act will never put them out of business. Even though everyone is supposed to have insurance now and their own doctor, there will always be people who need care but can’t afford...
  • ObamaCare premiums to double in some areas next year

    03/19/2014 7:43:46 AM PDT · by SeekAndFind · 14 replies
    Hotair ^ | 03/19/2014 | Ed Morrissey
    Remember how Barack Obama and Democrats promised to “bend the cost curve downward” with ObamaCare? Well, they got most of that promise correct. ObamaCare has bent the cost curve all right, but sharply upward — and in 2015, expect them to not just bend but absolutely “skyrocket,” according to The Hill: Health industry officials say ObamaCare-related premiums will double in some parts of the country, countering claims recently made by the administration.The expected rate hikes will be announced in the coming months amid an intense election year, when control of the Senate is up for grabs. The sticker shock would...
  • Premiums rising faster than eight years before Obamacare COMBINED

    03/19/2014 5:44:14 AM PDT · by ClaytonP · 22 replies
    Health insurance premiums have risen more after Obamacare than the average premium increases over the eight years before it became law, according to the private health exchange eHealthInsurance.The individual market for health insurance has seen premiums rise by 39 percent since February 2013, eHealth reports. Without a subsidy, the average individual premium is now $274 a month. Families have been hit even harder with an average increase of 56 percent over the same period — average premiums are now $663 per family, over $426 last year.Between 2005 and 2013, average premiums for individual plans increased 37 percent and average family...
  • O-Care premiums to skyrocket (w/ massive political implications)

    03/19/2014 4:55:22 AM PDT · by Liz · 50 replies
    THE HILL ^ | 3/19/14 | Elise Viebeck w/ Sheila Timmons
    EDITED Health industry officials say ObamaCare-related premiums will double in some parts of the country, countering claims recently made by the Obama administration. The expected rate hikes will be announced in the coming months amid an intense election year, when control of the Senate is up for grabs. The sticker shock would likely bolster the GOP’s prospects in November and hamper ObamaCare insurance enrollment efforts in 2015. Political operatives will be watching premium increases this summer, most notably in states where there are contested Senate races. In Iowa, which hosts the first presidential caucus in the nation and has a...
  • IRS: Obamacare Cheapest Plan $20,000 Per Family in 2016

    (CNSNews.com) – In a final regulation issued Wednesday, the Internal Revenue Service (IRS) assumed that under Obamacare the cheapest health insurance plan available in 2016 for a family will cost $20,000 for the year. Under Obamacare, Americans will be required to buy health insurance or pay a penalty to the IRS. The IRS's assumption that the cheapest plan for a family will cost $20,000 per year is found in examples the IRS gives to help people understand how to calculate the penalty they will need to pay the government if they do not buy a mandated health plan. The examples...
  • For Many, Few Health-Plan Choices, High Premiums on Online Exchanges

    02/12/2014 4:54:35 PM PST · by Sub-Driver · 5 replies
    For Many, Few Health-Plan Choices, High Premiums on Online Exchanges Analysis Shows Americans in Poorer Counties Have Limited Options on Health-Care Exchanges By Timothy W. Martin And Christopher Weaver Feb. 12, 2014 7:37 p.m. ET Hundreds of thousands of Americans in poorer counties have few choices of health insurers and face high premiums through the online exchanges created by the health-care law, according to an analysis by The Wall Street Journal of offerings in 36 states. Consumers in 515 counties, spread across 15 states, have only one insurer selling coverage through the online marketplaces, the Journal found. In more than...
  • Obamacare: Know Your Rates

    02/06/2014 7:43:17 PM PST · by afraidfortherepublic · 13 replies
    Forbes ^ | 2-7-14 | Courtesy of WI State Sen. Frank Lasee
    Link only: http://www.forbes.com/special-report/2013/obamacare_map_3/index2.html
  • Real Life Obamacare Small Business Example

    02/03/2014 6:40:59 AM PST · by Kaslin · 4 replies
    Townhall.com ^ | February 3, 2014 | Mike Shedlock
    Here is an interesting video regarding the effects of Obamacare on all the employees at at Simonetta's auto repair shop in Pennsylvania. The video was made by a local TV station. A couple premiums dropped, but most went up, some by huge amounts. In every case deductibles soared. Every person involved is worse off than before. Link if video does not play: Employees in Pennsylvania Company Learn of Increased Health Costs Due to Obamacare Partial Transcript Jeff and Dave used to have a $1,250 deductible. Since Obamacare went into effect, it's now jumped 60 percent to $2,000. That's nothing compared...
  • President ignores ObamaCare horror stories as human, financial costs pile up

    01/31/2014 3:42:33 PM PST · by grundle · 17 replies
    Fox News ^ | January 30, 2014 | L. Brent Bozell III
    People’s Exhibit A: Josie Gracchi has breast cancer. Up until January 1st of this year she had insurance and was scheduled for a January 3rd biopsy and follow-up treatment at one the largest private cancer treatment centers in the world: Memorial Sloan-Kettering Cancer Center in New York. But once 2014 arrived, her insurance was rolled into an ObamaCare health exchange. She now has no access to the surgeons she was working with, her biopsy and treatment have been postponed and she can’t find comparable doctors and surgeons through the ObamaCare website. She pleaded on television for help from the president,...
  • Watch: Employees in Pennsylvania Company Learn of Increased Health Costs Due to Obamacare

    01/30/2014 12:15:09 PM PST · by Timber Rattler · 22 replies
    The Weekly Standard ^ | January 30, 2014 | DANIEL HALPER
    A local news station brings viewers inside one Pennsylvania company as the employees their learn about their new health care plans under Obamacare: "Look at the numbers," says the reporter of two employees. "Jeff and Dave used to have a $1,250 deductible. Since Obamacare went into effect, it's now jumped 60 percent to $2,000. That's nothing compared to Brian, Kristi, and Judy who have kids. They are going to pay twice that, four grand." The reporter adds that co-pays are being increased, too.
  • Awful: Disabled Family of Four Slammed By Exorbitant Obamacare Costs

    01/22/2014 11:32:50 AM PST · by Kaslin · 26 replies
    Townhall.com ^ | January 22, 2014 | Guy Benson
    We've covered a number of horrible cases involving individuals and families being victimized by Obamacare, but this Michigan family's plight is uniquely heartbreaking: A Bangor Township family of four, all of whom have disabilities, say they fall within a niche that makes the Affordable Care Act more of a burden than a blessing. Now, they say, they'll be paying nearly $8,000 more per year for medical care after being denied coverage through Obamacare. The family in question is the Daverts — husband and wife Ken and Melissa and their 15-year-old twins Austin and Michaela. The twins and their mother are...
  • Rep. Gohmert drops health coverage, blames Obamacare

    01/21/2014 8:06:49 AM PST · by Whenifhow · 15 replies
    http://www.dallasnews.com ^ | January 20, 2014 | BEN KAMISAR
    WASHINGTON — Lots of conservative lawmakers hate Obamacare. Rep. Louie Gohmert is putting his money where his mouth is. The Tyler Republican gave up his health insurance for 2014, asserting that the president’s signature health care law, the Affordable Care Act, has made coverage too expensive. “Other people are going to see what I did when I looked into health insurance for my wife and me: that the deductible rate, it doubled, about $3,000 to $6,000, and our policy was going to go from about $300 to about $1,500 a month,” he said during a recent radio interview with Trey...
  • Hospitals looking for cash upfront

    11/17/2013 5:57:44 AM PST · by M. Dodge Thomas · 64 replies
    The Chicago Tribune ^ | Nov 17, 2013 | Peter Frost, Chicago Tribune reporter
    Before undergoing an MRI, a CT scan or a surgery to clean up that wobbly knee, consumers had better become accustomed to hearing: "How do you intend to pay for that?"... The shift comes as more consumers enroll in so-called high-deductible health plans, which require consumers to pay more out of pocket in exchange for lower monthly premiums. As a result, health care providers must collect a larger portion of patient bills from consumers themselves, rather than their insurance companies. It's a delicate balance for hospitals, which have certain legal and ethical obligations to care for people who arrive with...
  • The Latest From Obamacare Central (Free Republic Mentioned)

    01/21/2014 4:48:46 AM PST · by Kaslin · 11 replies
    Townhall.com ^ | January 21, 2014 | David Limbaugh
    It's time for your latest Obamacare update, and it will come as no surprise to you that things are not getting any prettier for this monstrosity. Let's just take a jog down Obamacare Avenue and see what is popping out at us from the storefronts this week. Roll down your windows so you can get a clearer look: --Obamacare devotees are still clinging to the idea that this law will expand coverage, but the most recent data indicate that it may fall short of this goal, too, just as it has failed in every other respect. Forbes reports that instead...
  • Disabled Family Sees 300 Percent Increase In Health Insurance Costs Under Obamacare

    01/17/2014 6:38:19 AM PST · by MichCapCon · 23 replies
    Capitol Confidential ^ | 1/15/2014 | Anne Schieber
    BAY CITY — The Affordable Care Act was supposed to help families with pre-existing conditions, not hurt them. But that has not been the case for the Davert family. Their health insurance bill has gone up 300 percent and the family is looking at taking out loans and returning to work while on disability to pay the increased costs. The Davert's experience with Obamacare is not just frustrating, it could be dangerous given the medical issues and special needs of the family. "We have such a unique family and we've overcome many obstacles," said Ken Davert, who has cerebral palsy....
  • How 'low information' are low information Americans about Obamacare?

    01/10/2014 7:50:15 AM PST · by SeekAndFind · 39 replies
    American Thinker ^ | 01/10/2014 | Rick Moran
    Surprisingly - even shockingly - ignorant. Reuters: Most uninsured adult Americans lack basic knowledge about President Barack Obama's signature healthcare law and haven't visited their online insurance marketplace because they think health insurance is unaffordable, according to a survey released on Thursday.The survey from Enroll America, a non-profit healthcare enrollment coalition, found that 68 percent of uninsured adults had not yet logged onto their online exchanges.A similar number, 69 percent of the uninsured, still lacked knowledge about tax subsidies and other financial help designed to make the Affordable Care Act, better known as Obamacare, affordable for many, the survey...
  • Disabled Family Sees 300 Percent Increase In Health Insurance Costs Under Obamacare

    01/09/2014 10:17:58 AM PST · by MichCapCon · 4 replies
    Capitol Confidential ^ | 1/9/2014 | Anne Schieber
    BAY CITY — The Affordable Care Act was supposed to help families with pre-existing conditions, not hurt them. But that has not been the case for the Davert family. Their health insurance bill has gone up 300 percent and the family is looking at taking out loans and returning to work while on disability to pay the increased costs. The Davert's experience with Obamacare is not just frustrating, it could be dangerous given the medical issues and special needs of the family. "We have such a unique family and we've overcome many obstacles," said Ken Davert, who has cerebral palsy....
  • Ouch: Twitter Besieged by Angry ObamaCare Insults to Kick Off the New Year

    01/05/2014 10:17:51 AM PST · by lowbridge · 29 replies
    http://www.ijreview.com ^ | january 3, 2014
    The media continues to assure us that everything is fixed with Obamacare now that the website works slightly better, but Americans are experiencing new and different problems with Obama’s program. And they’re tweeting about it. Here are some I was able to find. No, you still can’t keep your doctor: David Prasad @earth2dave2 My old doctor's office is now telling my ACA insurance is not good enough. Now I have to find a new doctor that accepts Obamacare. 11:05 PM - 2 Jan 2014 Amber @oicStars I cannot take my child to the doctor cuz I have high deductible & no money. They require...
  • The hidden costs of ObamaCare

    01/01/2014 7:24:24 PM PST · by Typical_Whitey · 16 replies
    The Week ^ | 1/1/14 | Jacqueline Leo
    ObamaCare has delivered another sucker punch to the middle class. This time it's sticker shock. Now that most people can get past the tech problems of HealthCare.gov and actually see the real cost of insurance plans available, they are finding that Affordable Care is a big hit to the family budget. And when the family budget gets hit in the solar plexus, guess what happens to consumer spending and the economy?
  • ObamaCare: Older Workers Could Pay 25% Of Income

    12/26/2013 6:38:57 PM PST · by Innovative · 45 replies
    Investor's Business Daily ^ | Dec 26, 2013 | JED GRAHAM
    A primary rationale of ObamaCare's insurance reforms limiting age-rating and precluding pricing based on health status has been to ensure that people will be able to afford health coverage when they need it most. An IBD analysis finds that middle-class households in their late 50s and early 60s could spend 25% or more of their income on health care — before their deductible is exhausted and ObamaCare's benefits kick in. Covered California's shop-and-compare tool shows that a 58-year-old couple in Los Angeles County with $65,000 in income buying a bronze plan would have to spend $19,400, including $9,400 in premiums...
  • New health law frustrates many in middle class

    12/21/2013 1:27:46 PM PST · by Red in Blue PA · 33 replies
    Ginger Chapman and her husband, Doug, are sitting on the health care cliff. The cheapest insurance plan they can find through the new federal marketplace in New Hampshire will cost their family of four about $1,000 a month, 12 percent of their annual income of around $100,000 and more than they have ever paid before. Even more striking, for the Chapmans, is this fact: If they made just a few thousand dollars less a year — below $94,200 — their costs would be cut in half, because a family like theirs could qualify for federal subsidies.
  • Sebelius: Yes, Some Will Pay More for Health Insurance Under Obamacare

    12/17/2013 8:40:44 AM PST · by Hoodat · 38 replies
    The Weekly Standard ^ | 12/17/2013 - 09:00 | Daniel Harper
    On a recent trip to Miami, Health and Human Services Secretary Kathleen Sebelius admitted that, yes, some people will be paying more for health insurance under Obamacare:Sebelius Admits Americans Could Pay More For Insurance Due To Oba . . ."More back tracking now from the Obama administration admitting that some Americans will pay more for health insurance under the Affordable Care Act," said the Florida news anchor. "During a visit to Miami, Health and Human Services Secretary Kathleen Sebelius stopped at a local library to talk to local residents about enrolling on the health insurance website. She also acknowledged that...
  • We have yet to see the worst of ObamaCare

    12/15/2013 6:29:11 PM PST · by Beave Meister · 36 replies
    The New York Post ^ | 12/13/2013 | Jonah Goldberg
    ‘ObamaCare was sold on a trinity of lies.” That ornate phrase, more suitable for the Book of Revelations or perhaps the next “Game of Thrones,” installment comes from my colleague Rich Lowry. But I like it. Most people know the first deception in the triumvirate of deceit: “If you like your health insurance you can keep it, period.” The second leg in the tripod of deception was “If you like your doctor, you can keep your doctor.” But the third plank in the triad of disinformation hasn’t gotten much attention: ObamaCare will save you, me and the country a lot...
  • AP-GfK Poll: Another Worry About New Health Law

    12/16/2013 5:39:37 AM PST · by lbryce · 2 replies
    AP ^ | December 16, 2013 | RICARDO ALONSO-ZALDIVAR and JENNIFER AGIESTA 5 hours ago
    Just when the government's insurance website is starting to run more smoothly, an Associated Press-GfK poll finds a potentially bigger problem for President Barack Obama's health care overhaul. Americans who already have coverage and aren't looking for any more government help are blaming the law for their rising premiums and deductibles.
  • Hospitals will still have a 'free rider' problem under Obamacare

    12/11/2013 5:11:55 PM PST · by 2ndDivisionVet · 22 replies
    The Washington Examiner's Beltway Confidential ^ | December 9, 2013 | Philip Klein
    President Obama and his allies have consistently argued that his health care law was prudent, because without it, uninsured individuals would continue to show up at hospitals and receive care without paying, thus driving up costs on everybody else. But now, the Wall Street Journal has reported, hospitals are concerned that the law could exacerbate this problem, known as uncompensated care. The reason stems from the high deductibles in health care plans offered on Obamacare's new government-run exchanges. A deductible is the amount that individuals must pay for care before the benefits of a health insurance policy kick in. As...
  • Euphoria of Obamacare becomes nightmare of higher premiums and deductibles

    12/11/2013 6:16:01 AM PST · by Lakeshark · 20 replies
    The Washington Examiner ^ | 12/9/13 | Byron York
    From a distance of three and a half years, the events of March 23, 2010, the day President Obama signed the Patient Protection and Affordable Care Act, seem like something from another world. On that day, the Democrats who gathered in the East Room of the White House for the signing ceremony could barely contain their joy. They cheered, they laughed, they shouted, they pumped their fists, they wouldn't sit down. They chanted "Fired up -- ready to go!" as they had at Obama campaign rallies. When the president recognized Nancy Pelosi,the chant turned to "Nancy! Nancy! Nancy!"**snip**After an effusive...
  • CBS Notices 'Another Problem' With ObamaCare – Higher Deductibles; ABC, NBC Omit

    12/09/2013 9:27:27 PM PST · by Lmo56 · 57 replies
    NewsBusters ^ | 12/9/13 | Matthew Balan
    Norah O'Donnell's 20-second news brief on Monday's CBS This Morning is the sole Big Three network mention so far of the Wall Street Journal's Sunday report about a "troubling element" of ObamaCare – exorbitant deductibles with the no-frills plans available on the health care exchanges. O'Donnell zeroed in on the item by reporters Leslie Scism and Timothy W. Martin, who cited a new report that found that "the average individual deductible for...a bronze plan on the exchange...is $5,081 a year":
  • NYT: My, many of these ObamaCare premiums aren’t really as low as they seem, are they?

    12/09/2013 7:29:02 AM PST · by 2ndDivisionVet · 34 replies
    Hot Air ^ | December 9, 2013 | Erika Johnsen
    In the latest in the Paper of Record’s recent series on their gradually creeping realization that There Is No Such Thing as a Free Lunch: ObamaCare Edition, the NYT has a story out this morning that hones in on the Obama administration’s desire to tout premiums that sound as gloriously low as is humanly possible — even if that means deliberately obfuscating the ways in which insurance companies are now looking to make up the increased costs of the overhaul in other, less immediately obvious areas. The Obama administration will herald what appear to be “affordable” premiums available to so...
  • ObamaCare's Plans Are Worse

    11/29/2013 8:01:46 PM PST · by grundle · 44 replies
    Wall St. Journal ^ | November 29, 2013
    How the Affordable Care Act raises prices and limits medical choices. The reason this furor will continue even if the website is fixed is that the public is learning that ObamaCare's insurance costs more in return for worse coverage. Mr. Obama and his liberal allies call the old plans "substandard," but he doesn't mean from the perspective of the consumers who bought them. He means people were free to choose insurance that wasn't designed to serve his social equity and income redistribution goals. In his view, many people must pay first-class fares for coach seats so others can pay less...
  • ObamaCare's Plans Are Worse. Raises prices and limits medical choices.

    11/30/2013 7:49:48 AM PST · by Innovative · 35 replies
    Wall Street Journal ^ | Nov 29, 2013 | WSJ Editorial
    The reason this furor will continue even if the website is fixed is that the public is learning that ObamaCare's insurance costs more in return for worse coverage. ObamaCare imposes to create a supposedly superior insurance product are resulting in an objectively inferior medical product. But government usually helps the less fortunate honestly by raising taxes to fund programs. In summer 2009, Senate Democrats put out such a bill, and the $1.6 trillion sticker shock led them to hide the transfers by forcing people to buy overpriced products.
  • Pesky reminders - Monthly bills and concrete consequences will keep the Obamacare crisis from fading

    11/27/2013 1:25:47 PM PST · by InvisibleChurch · 4 replies
    world mag ^ | 11-27-13 | Joel Belz
    I’m not sure just which president it was—most folks point to Ronald Reagan—who earned the term “Teflon President.” Whoever it was, he’s been royally upstaged over the last few years by Barack Obama. To the perpetual dismay of his political opponents, our current president’s approval ratings have seemed impervious to his blunders with the IRS, his Department of Justice, his foreign policy (including Benghazi in Libya), and other stumbles. Until now. I too have marveled over Obama’s remarkable ability to shake off even the most serious missteps. But I want to propose here that the up-front failures of Obamacare almost...
  • ObamaCare's Looming Land Mine

    11/26/2013 11:25:09 PM PST · by No One Special · 49 replies
    American Thinker ^ | November 27, 2013 | Lewis Dovland
    [...] What is being overlooked is the new and higher deductibles and total annual out-of-pocket expenditures, especially in the Bronze and Silver plans. The amount of these greatly exceeds the ability of most individuals and families to pay, thus providing the real possibility of personal bankruptcies due to medical bills and high losses for providers who cannot collect. [...] So what will happen? The family, being responsible citizens, will initially try to pay the bills, but that will soon prove impossible. They will ultimately default. And in any case, they will most likely end any college planning or retirement savings...