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Keyword: personalfinance

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  • The Left Wants More Government Because of Their Irresponsible Behavior

    04/07/2019 2:34:21 AM PDT · by Kaslin · 15 replies
    Townhall.com ^ | April 7, 2019 | Bruce Bialosky
    One might think this column is about the various childish people elected in the recent Congress by Democrats who have little life experience and less knowledge or wisdom.  No, it is about how a major columnist at a prominent publication wants you to have more government invading your life because she herself is too irresponsible to review her own financial documents.Let us review some thoughts before we go further.   Regular readers know I draw no quarter on private enterprises acting badly.  When you are a capitalist, you have an obligation to act in a manner that does not give...
  • A Woman Who Studied 600 Millionaires Found How Rich You Can Get Boils Down to 6 Things[tr]

    02/07/2019 8:40:47 AM PST · by simpson96 · 101 replies
    Yahoo Finance ^ | 2/6/2019 | Hillary Howwoffer
    Anyone can become rich if they know the right steps to take. But if you possess a certain set of characteristics, you may be more likely to become wealthy, according to Sarah Stanley Fallaw, director of research for the Affluent Market Institute. She co-authored The Next Millionaire Next Door: Enduring Strategies for Building Wealth, in which she surveyed more than 600 millionaires in America. To identify characteristics most predictive of net worth, Stanley Fallaw conducted two studies that included a group of individuals with a net worth ranging from $100,000 to $1 million and a group of high- and ultra-high-net-worth...
  • Why Isn't Personal Finance Taught in the Public School System?

    06/22/2018 7:28:09 AM PDT · by SeekAndFind · 66 replies
    American Thinker ^ | 06/22/2018 | Larry Alton
    The average American has an abysmally low personal finance IQ, yet the public school system continues to ignore the importance of educating students in this key area of life. Why is this? And when will things change? The State of Personal Finance in America When you look at salary and income statistics, Americans are killing it. When you look at just about any other statistical category as it relates to personal finance, the average American is miserably failing. How bad are things? Take a look: Just 41 percent of Americans use a budget. In other words, 59 percent of Americans...
  • AP Reporters Use Misleading Stats to Throw Cold Water on New Tax Law

    12/24/2017 2:36:48 PM PST · by Kaslin · 16 replies
    Newsbusters.org ^ | December 24, 2017 | Tom Blumer
    On Sunday morning, Thomas Beaumont and Nicholas Riccardi at the Associated Press did all they could to convince readers that the tax bill just passed by Congress and signed by Donald Trump isn't seen as a big deal and has no genuine enthusiastic support (even though they found some) among those who voted for him in 2016. They predictably claimed that the law bestows "its richest benefits on companies and wealthy individuals,' and employed a classic statistical deception to support that false contention.Here are the opening paragraphs of the pair's downbeat report, with the final excerpted paragraph presenting the misleading statistics (bolds...
  • This is what happens when you get rid of 75% of your stuff

    09/27/2016 10:13:41 PM PDT · by aquila48 · 61 replies
    Market Watch ^ | Sept 27, 2016 | ALESSANDRA MALITO
    The way Cait Flanders got her financial house in order should probably come with a Try this at your own risk warning. First, the Canadian blogger paid off $30,000 in student and credit card debt. A year later, Flanders threw out 75% of her belongings and put herself on a strict two-year shopping ban. Since then, shes learned a lot about money, budgeting, and why we spend she even lost 30 pounds. Now she has some tips to share. After becoming financially free, Flanders still didnt feel satisfied with the way she was handling her money, so in 2014,...
  • Rubio's Personal Finances Good for America

    12/06/2015 8:06:19 AM PST · by Kaslin · 18 replies
    Townhall.com ^ | December 6, 2015 | Bruce Bialosky
    After seven years of the Obama administration, Americans are fed up with their politicians. Americans think their elected leaders have created winners and losers and that the average American is the loser. They think everyone is taking advantage of the system except for them. The electorate is revolting. One presidential candidate they should not be peeved at is Marco Rubio. This has come to the forefront because Sen. Rubio is not a wealthy man. One candidate, Donald Trump, has disparaged him for his lack of financial success. That is particularly fascinating coming from someone who grew up amid great wealth...
  • Anyone know a good conservative business/finance website?

    11/29/2015 10:00:13 AM PST · by con-surf-ative · 31 replies
    Looking for substantive business and financial content.
  • Struggles With Finances Track Marco Rubios Career

    06/09/2015 6:07:17 AM PDT · by SeekAndFind · 36 replies
    New York Times ^ | 06/08/2015 | By STEVE EDER and MICHAEL BARBARO
    For years, Senator Marco Rubio struggled under the weight of student debt, mortgages and an extra loan against the value of his home totaling hundreds of thousands of dollars. But in 2012, financial salvation seemed to have arrived: A publisher paid him $800,000 to write a book about growing up as the son of Cuban immigrants. In speeches, Mr. Rubio, a Florida Republican, spoke of his prudent plan for using the cash to finally pay off his law school loans, expressing relief that he no longer owed a lady named Sallie Mae, as he once called the lender. But at...
  • Dave Says: God Is Whispering to You

    04/28/2015 3:32:12 PM PDT · by Kaslin · 16 replies
    Townhall.com ^ | April 28, 2015 | Dave Ramsey
    Dave Says: God Is Whispering to You Dear Dave, I was recently notified that I am one of the beneficiaries of a class action lawsuit against a previous employer. The amount I can receive is just $200, but I don’t feel like this past employer wronged me in any way. Everyone around me is urging me to take the money, but I feel kind of weird about accepting anything under the circumstances. What do you think I should do? Randy Dear Randy, I don’t know all the details of the episode you’re talking about, or what happened with this particular...
  • What Experts Say about This Past Week--Investment & Finance Thread Jan. 25

    01/25/2015 10:11:11 AM PST · by expat_panama · 107 replies
    Weekly investment & finance thread ^ | Jan. 25, 2015 | Freeper Investors
    Considering the top headlines were about soft footballs this has to have been an easy no-brainer week for investments. Maybe; here's what he experts are telling us: [excerpt from Investors Business Daily At Davos, Hypocrites Tell Rest Of Us To Lower Expectations]Former Vice President Al Gore listens to singer Pharrell Williams... [snip]...talking, of course, about the annual confab at Davos, Switzerland, ...[snip] "The purpose," said former vice president and climate-change entrepreneur Al Gore, standing with hip-hop star Pharrell Williams, "is to have a billion voices with one message, to demand climate action now." OK, so how about you flying commercial,...
  • How one couple wiped out a $125,000 debt

    06/27/2014 10:12:31 PM PDT · by rjbemsha · 24 replies
    Market Watch ^ | 28 June 2014 | Quentin Fottrell
    Two weeks before Christmas of 2004, Kandy Hildebrandt opened a letter addressed to her husband Russ, at his request. The letter revealed that her husband had a personal loan of $17,500. They sat down to talk about it: Russ also had 11 credit cards totaling $89,000 in debt. He handled the personal finances, she says. I knew we had several credit cards, but I was unaware of the extent of our debt. The finance charges on the credit cards alone were $1,593 a month double their $750 monthly rent in New Richmond, Wis. The Hildebrandts knew they needed to...
  • Financial Advice - Vanity

    01/31/2014 8:58:25 PM PST · by Rural_Michigan · 48 replies
    I spend a lot of time browsing FR, and have noticed a lot of FReepers have a lot of knowledge/opinions pertaining to finances. There also appears to be a good number of Freepers who are about retirement age with a good conservative viewpoint. Taking into consideration current events and the steady devaluation of the dollar, my question to the experienced Freepers out there is this: Let's say you're 25, are debt free, make no car payments, earn O-2 pay and are unmarried. You don't have any retirement accounts but are apprehensive of starting an IRA or contributing to a Thrift...
  • 123 Ways To Save Money Finance Bloggers Share Their Tips

    01/18/2014 6:27:19 AM PST · by RKBA Democrat · 33 replies
    Money Life and More ^ | 1-1-14 | Lance Cothern
    <p>Saving money is a great first step to turning your finances around. This resource shows you 123 ways to accomplish that goal. For this resource, saving money is considered putting more money in the bank or investment accounts, spending less money on things you already pay for, increasing efficiency to spend less money later and other tricks to either spend less money and/or put more money in the bank over the long run.</p>
  • Should You Apply for Medicare Even Though You're Still Working?

    07/28/2013 9:14:44 AM PDT · by Kaslin · 16 replies
    Townhall.com ^ | July 28, 2013 | Carrie Schwab Pomerantz
    Dear Carrie, I'm turning 65 next year and plan to work for a couple more years. Should I apply for Medicare even though I have coverage through my employer? --A ReaderDear Reader, This is an important question that affects a growing number of workers. In fact, data from the University of Michigan's Health and Retirement Study (2006 to 2010) sponsored by the National Institute on Aging shows some eye-popping trends. According to the study, 79.5 percent of respondents expect to work past age 65, with 65.2 percent expecting to retire by age 80 -- and 22.4 percent planning never to...
  • Dave Says You Don't Need Babysitter for Your Money

    06/18/2013 10:43:00 AM PDT · by Kaslin · 1 replies
    Townhall.com ^ | June 18, 2013 | Dave Ramsey
    Dear Dave, My son has a $115,000 mortgage at 5.8 percent. He also has a home equity line of credit of $40,000 at 9 percent. Currently, he can get a 30-year loan at 3.5 percent, or a 15-year note at 2.75 percent. His take-home pay is between $70,000 and $80,000 a year, and these are his only debts. Should he combine the mortgages into one loan? Daniel Dear Daniel, First, I only recommend mortgages of 15 years or less. Now were looking at a 2.75 percent loan versus a 5.8 percent loan versus a 9 percent loan. I advise people...
  • The 50 Rip-Off Charities: Give at Your Own Risk

    06/17/2013 3:02:18 AM PDT · by servo1969 · 68 replies
    finance.townhall.com ^ | 6-17-2013 | Morgan Brittany
    I always believed that giving to a good cause or helping victims of a disaster was a noble thing to do. I mean, There but for the grace of God go I, right? With the recent uncovering of scandals within the government, more and more investigators are digging to uncover other cases of fraud and mismanagement. Is nothing sacred anymore? A recent investigation exposed by CNN, The Center for Investigative Reporting and the Tampa Bay Times have found that there are dozens and dozens of charities that basically do next to nothing for the causes they raise money for. 50...
  • Daily finance & investment thread (3-20-13 edition)

    03/20/2013 7:23:52 AM PDT · by dennisw · 2 replies
    3-20-13
    Daily finance & investment thread (3-20-13 edition) Trying to focus on the markets for today and each day and the economic news A number of people have talked about such a thread. Lets see how it goes. This is where you can impart some investment wisdom to your fellow freepers. You can vent about the big one that got away. You can chime in how Obama is out to wreck American capitalism. If you see another FR economic thread you like and want to link to it here, please do Post your favorite economic site links. Your favorite precious metals...
  • Daily finance & investment thread (3-8-13 edition)

    03/08/2013 4:14:39 AM PST · by dennisw · 13 replies
    3-8-13
    Daily finance & investment thread (3-8-13 edition) Trying to focus on the markets for today and each day and the economic news A number of people have talked about such a thread. Lets see how it goes. This is where you can impart some investment wisdom to your fellow freepers. You can vent about the big one that got away. You can chime in how Obama is out to wreck American capitalism. If you see another FR economic thread you like and want to link to it here, please do Post your favorite economic site links. Your favorite precious metals...
  • Daily finance & investment thread (3-7-13 edition)

    03/07/2013 6:37:45 AM PST · by dennisw · 10 replies
    3-7-13
    Trying to focus on the markets for today and each day and the economic news A number of people have talked about such a thread. Lets see how it goes. This is where you can impart some investment wisdom to your fellow freepers. You can vent about the big one that got away. You can chime in how Obama is out to wreck American capitalism. If you see another FR economic thread you like and want to link to it here, please do Post your favorite economic site links. Your favorite precious metals blogs and sites Apmex.com is a solid...
  • Daily finance & investment thread (3-5-13 edition)

    03/04/2013 9:44:26 PM PST · by dennisw · 12 replies
    3-5-13
    Trying to focus on the markets for today and each day and the economic news A number of people have talked about such a thread. Lets see how it goes. This is where you can impart some investment wisdom to your fellow freepers. You can vent about the big one that got away. You can chime in how Obama is out to wreck American capitalism. If you see another FR economic thread you like and want to link to it here, please do Post your favorite economic site links. Your favorite precious metals blogs and sites Apmex.com is a solid...