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Keyword: studentloandebt

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  • More Than 40% of Americans Not Making Student Loan Payments

    04/20/2016 3:09:01 PM PDT · by SeekAndFind · 42 replies
    Investopedia ^ | 04/15/2016 | By Shoshanna Delventhal
    Total U.S. student debt now topples credit card debt, surpassing the $1 trillion threshold in 2012. Each year a new class of students graduates from college; however, many of those graduates do not find jobs that can adequately allow them to pay back the hefty loans. (For related reading, see: Student Debt Passes $1 Trillion: Is College Worth the Investment?) A new report by the Education Department highlights the student debt epidemic. Not only is more than $200 billion in student debt owed to the federal government, several borrowers are woefully behind on making payments. The recent statement from the...
  • Neil Cavuto Asks Student Protestor How U.S. Will Pay for Socialist Wish List

    11/12/2015 4:03:41 PM PST · by Hojczyk · 42 replies
    The Washington Free Beacon ^ | November 12,2015 | Blake Seitz
    Fox Business host Neil Cavuto engaged a scholar in earnest Socratic dialogue Thursday. Keely Mullen is a national organizer for #MillionStudentMarch, a movement that demands “tuition-free public college, cancellation of all student debt, and a $15 minimum wage for all campus workers” in response to the crisis caused by rapacious corporate education. “#MillionStudentMarch is a movement for a more equitable and fair system of education as opposed to the really corporate model we have right now,” Mullen said. Mullen is a graduate of the prestigious Francis W. Parker School and political science student at Northeastern University, according to her LinkedIn...
  • Yes, You Can Discharge Student Debts And The Feds Want To Make It Even Easier

    10/12/2015 8:26:54 AM PDT · by reaganaut1 · 28 replies
    Forbes ^ | October 12, 2015 | George Leef
    Mark Twain famously said, It aint what you dont know that gets you into trouble. Its what you know for sure that just aint so. That observation could easily be applied to the situation facing students who have amassed large college debt burdens: they think they know that those debts cannot be discharged through bankruptcy. But that just aint so. The undue hardship provision in the U.S. Bankruptcy Code says that student loans cannot be discharged unless excepting such debt would impose an undue hardship on the debtor and the debtors dependents. Just how difficult is it for a...
  • Free College Is Not Free, Hillary

    08/23/2015 7:08:34 AM PDT · by Kaslin · 5 replies
    Townhall.com ^ | August 23, 2015 | Bruce Bialosky
    I hate to kick a lady when she is down, but once again Hillary has forced me to respond to her. This time it is her recent nonsense which she refers to as The New College Compact and the rest of us can refer to as Hillarys Get Out Of College for Free Card. There is definitely a problem with the cost of college today. The massive debt is inhibiting recent graduates from buying their own homes and starting their own businesses. That there is a problem is agreed to universally except for all the freeloaders at universities sucking up...
  • Youll Never Guess the Latest Victims of the Student Loan Crisis

    06/30/2015 8:40:54 AM PDT · by Hojczyk · 88 replies
    Money ^ | June 30,2015 | Michaela Ross
    A fast-growing number of seniors are hitting retirement with a student debt burden. Even their Social Security is at risk Most debt you can get out ofpainful as it might be. Credit card debt can be cleared in bankruptcy. A mortgage can end in foreclosure. But student debt is more sticky, and it turns out it can have big consequences in retirement. Last year, Richard Minutis Social Security payments were cut by 10%. The Philadelphia native was already earning only a bit over $10,000 a year, including some part-time work as a tutor. I was desperate, says Minuti. Taking 10%...
  • Student Loan Debt: To Forgive and Forget

    06/16/2015 7:22:58 AM PDT · by Kaslin · 48 replies
    Townhall.com ^ | June 16, 2015 | Debra J. Saunders
    "You'd have to be made of stone not to feel for these students," Education Secretary Arne Duncan said as he announced an Obama administration decision to forgive as many as 350,000 loans taken out by students of the now-defunct Corinthian Colleges. "Some of these schools have brought the ethics of payday lending into higher education." I do feel for any adults who took out loans to pay for college courses that they expected to help land them jobs -- but didn't. If the government forgives their debts, then they still never will get back their time or restore their hopes....
  • Student Who Got In to Eight Ivy League Schools Picks Alabama Instead

    05/17/2015 7:13:00 PM PDT · by Kaslin · 65 replies
    Townhall.com ^ | May 17, 2015 | Christine Rousselle
    Ronald Nelson from Memphis, Tennessee, is a senior at Houston High School. He was accepted to all eight Ivy League schools--that's Harvard, Yale, Princeton, Dartmouth, Columbia, Brown, Cornell, and UPenn--along with Johns Hopkins, Stanford, and Vanderbilt, among a few other schools. While any of these schools are fantastic options, Nelson made headlines for another reason: he turned them all down. Nelson will be attending the University of Alabama this fall, as a member of the school's honors program.While it may seem shocking that a student would turn down a prestigious university for a state school, Nelson actually showed impressive maturity...
  • A revolt is growing as more people refuse to pay back student loans

    04/02/2015 10:13:22 AM PDT · by SeekAndFind · 93 replies
    Washington Post ^ | 03/31/2015 | By Danielle Douglas-Gabriel
    Remember those 15 people who refused to repay their federal student loans? Their debt strike has picked up 85 more disgruntled borrowers willing to jeopardize their financial future to pressure the government into forgiving their student loans. And the government is starting to listen. The Consumer Financial Protection Bureau has invited the group to Washington on Tuesday to discuss their demand for debt cancellation. Although the CFPB doesnt have the power to grant that request, the agencys overture shows that the strike is being taken seriously. Its been a month since 15 former students of the failing for-profit giant Corinthian...
  • Congress Must Investigate Student Loan Costs

    03/22/2015 9:31:43 AM PDT · by Kaslin · 15 replies
    Townhall.com ^ | March 22, 2015 | Bruce Bialosky
    If you focus on a major issue about which nothing is being done then you can skip ISIS, Immigration or jobs. But if you want to talk about a looming crisis that gets mentioned frequently, but about which absolutely nothing is being done, then that is the booming student loan portfolio that is going to crash down on Americas head soon. This Congress the 114th -- needs to focus on the looming student loan crisis and the root causes of the crisis. I have written about various aspects of the cost of college education numerous times over the last...
  • SOTU Fact Check: College Is Less Affordable And Students Are Billions In Debt

    01/21/2015 1:19:37 PM PST · by Kaslin · 28 replies
    Townhall.com ^ | January 20, 2015 | Conn Carroll
    In his State of the Union Tuesday night, President Obama claimed his "middle-class economics" would help make college more affordable. But after six years in office, his policies have only made college more expensive.When Obama first came into office, the average tuition for a four year in state college was$6,591. Today, it is$9139, a 38 percent increase. The growth in tuition for private schools was even higher.Meanwhile, house hold median income has fallen from $54,059 when Obama took office to $51,939 today.So college tuition has gone up while income has fallen. That is the opposite of making college more affordable.So...
  • Obama's State of the Union Sales Tour

    01/05/2015 9:06:19 AM PST · by Kaslin · 7 replies
    Townhall.com ^ | January 5, 2015 | Conn Carroll
    resident Obama will travel to three cities this week where he will offer a preview of his January 20th State of the Union address.In Detroit on Wednesday, Obama will celebratethe end of the "auto rescue" which he claims saved one million auto industry jobs and is responsible for the resurgence of manufacturing in the United States. Obama will makeno mention that his bailout of General Motors and Chryslercost taxpayers $16 billion according to the latest Troubled Asset Relief Program Inspector General's report.On Thursday, Obama will travel to Phoenix where he will claim his administration's Home Affordable Modification Program is responsible...
  • For Medical Students, a Growing Residency Gap

    02/15/2013 9:42:42 AM PST · by eagleye85 · 5 replies
    Eagleye Blog ^ | February 15, 2013 | Bethany Stotts
    In a previous blog entry I discussed reasons not to go to law school, namely, the high debt and low employment ratio. It seems that medical students are facing a similar situation, as reported by the Washington Posts Sarah Kliff. But theres also a downside to heading to medical school these days: Students odds of getting in a residency program are rapidly shrinking and medical students have begun to live in fear of this very scary chart, writes Kliff. The chart contrasts medical residency applications rising steeply, with a gradually increasing line of open 1st year residency positions. As...
  • Why Not to Go to Law School

    01/28/2013 2:51:47 PM PST · by eagleye85 · 12 replies
    Eagleye Blog ^ | January 28, 2012 | Bethany Stotts
    Is a college degree really worth the expense? A recent study, authored by Richard Vedder, Jonathan Robe, and Christopher Denhart, used employment data from the U.S. Bureau of Labor Statistics to calculate that the number of college graduates is growing at a rate disproportionate to the number of jobs requiring a college degree, reports the Chronicle of Higher Education. They question whether America spends too much on higher education, and ask whether society can afford to subsidize higher education for graduates who end up in jobs they could have landed without going to college. The study, from the Center for...
  • The new American Helots

    06/15/2012 4:56:17 AM PDT · by Kaslin · 19 replies
    Townhall.com ^ | June 15, 2012 | David Hanson
    Ancient Sparta turned its conquered neighbors into indentured serfs -- half free, half slave. The resulting Helot underclass produced the food of the Spartan state, freeing Sparta's elite males to train for war and the duties of citizenship. Over the last few decades, we've created our modern version of these Helots -- millions of indebted young Americans with little prospect of finding permanent well-paying work, servicing their enormous college debts or reaping commensurate financial returns on their costly educations. Student-loan debts now average about $25,000 per graduating senior. But the percentage of youths 16 to 24 who are working (about...
  • The government's college money pit

    04/29/2012 4:29:17 AM PDT · by reaganaut1 · 14 replies
    Boston Globe ^ | April 29, 2012 | Jeff Jacoby
    IF INSANITY is doing the same thing again and again but expecting a different outcome, then the federal government's strategy for keeping higher education affordable is crazier than Norman Bates. For decades, American politicians have waxed passionate on the need to put college within every family's reach. To ensure that anyone who wants to go to college will be able to foot the bill, Washington has showered hundreds of billions of dollars into student aid of all kinds -- grants and loans, subsidized work-study jobs, tax credits and deductions. Today, that shower has become a monsoon. As Neal McCluskey points...
  • Forgive us our student loan debt (Is forgiving debt a moral issue?)

    04/28/2012 6:42:37 PM PDT · by SeekAndFind · 105 replies
    Washington Post ^ | 04/28/2012 | By Susan Brooks Thistlethwaite
    We need to start taking student loan debt seriously, both as a troubling moral issue and as a ticking economic time bomb. By some reports, student loan debt will exceed 1 trillion dollars this year, more than the credit card debt of all Americans. A whole generation of young Americans is at risk in this excessive borrowing. They fall further and further behind in servicing their debt because they have no way to keep up with the payments as many of them are unemployed or underemployed. They will delay starting marriage and families; they dare not take the risk of...
  • Saddled with college debt

    03/17/2012 8:57:01 AM PDT · by Sub-Driver · 95 replies · 1+ views
    Saddled with college debt By Melissa M. Horton, Published: March 16 You can go to any college you want. You wont have to pay for college. Youll have lots of scholarships and financial aid. These are just a few of the things my parents said throughout my childhood. I am a second-generation U.S.-born Latina. Growing up in the suburbs of Fort Worth, I was a straight-A student in Advanced Placement classes, with many civic activities on my resume. At 17, I never could have dreamed that my parents promises were lies. A decade-plus later, I, like many millennials, have more...
  • The Right to be Governed

    11/09/2011 6:03:16 AM PST · by Kaslin · 5 replies · 5+ views
    Townhall.com ^ | November 9, 2011 | Mike Adams
    There are a number of differences between the college students of the 1960s and the college students of today. Perhaps none is more striking than the desire of the former to be free and the latter to be controlled by the university administration. A recent controversy at UNC-Chapel Hill shows just how upset students become when administrators tell them they are free to associate with whomever they choose. The controversy began like so many controversies begin on college campuses. A homosexual student joined a group that did not share his views on homosexuality. When he was predictably removed from the...
  • SWAT team launch dawn raid on family home to collect unpaid student loans [O's Dept of Education]

    06/08/2011 4:35:31 PM PDT · by grundle · 78 replies
    The Daily Mail ^ | June 8, 2011
    A father was dragged from his home and handcuffed in front of his children by a SWAT team looking for his estranged wife - to collect her unpaid student loans. A stunned Kenneth Wright had his front door kicked in by the raiding party at 6 am yesterday before being dragged onto his front porch, handcuffed and led to a police car with his three children. He says he was then detained for six hours while officers looked for his wife - who no longer lives at the house. Mr Wright was later told by Stockton police that the order...