For years, owning a Baja, California home has been the impossible dream for most Americans. Today, thanks to the newfound availability of traditional, US-style mortgages, the Baja market is suddenly primed for major development and Americans are pouring across the border to satisfy the desires held in check for so long. Until recently, many would-be Mexican real estate investors were frustrated by governmental insistence limiting property that could be acquired and how it could be paid for. Russ Schreier, president of Finance North America (www.financenorthamerica.com) explains what happened behind the scenes. "Before 2005 there were basically two options for you...