My bank “froze” my account today. I made a deposit from another bank, which is always available the next day. This AM I got a message from my bank not to draw on the funds for 10 days so the funds will have time to clear. So I have no access to these funds from ether bank. I have heard the same story from a friend in another bank.
And so it begins . . .
Have you been structuring?
lol
Was it over $9,999.99?
Do a web search on Regulation D. It will explain what happens when you cash a large check. In the past, my credit union put 14 day holds on checks that should only have 5 day holds. I didn't complain at the time, because I didn't the money....