here’s a decent explanation
http://www.nasdaq.com/article/congress-planning-to-close-social-security-loopholes-cm536252
” file and suspend “ was never a “ loophole”
The benefits claimants were entitled to the dependent benefits under the law
The wage earner’s decision to suspend claiming his/ her own benefit was part of the law
here is a decent explanation
I clicked on your link, but it says nothing about the myriad issues with Free Republic's search engine.