Free Republic
Browse · Search
General/Chat
Topics · Post Article

Skip to comments.

The market is going to suck for the next 10 years, you're going to have to double your life savings
Business Insider ^ | 04/27/2016 | Rachel Butt

Posted on 04/27/2016 5:26:17 PM PDT by SeekAndFind

The "golden age" of stock market returns is over.

That's the summary of a big piece of research from the McKinsey Global Institute (MGI), which estimated returns over the next 20 years in US and Western European markets under two scenarios. The first assumes that today's slow-growth environment remains, while the second models faster growth as technology improves.

It concluded that in neither case would returns match those of the past 30 years. For US and European stocks, the difference between past and future annual returns could range from 1.5 percentage points to 4 percentage points. The gap for fixed-income could be even wider, between 3 and 5 percentage points for most countries, the report notes.

"What's surprising is that even if there's higher GDP growth, we find that returns in equity and bonds over the next 20 years would still be lower," Susan Lund, a partner at the institute and one of the coauthors of the report, told Business Insider.

mck scenarios1McKinsey Global Institute


mck scenario 2McKinsey Global Institute analysis


That means investors will have to save more, retire later, or live less comfortably during retirement, which could further drag down economic growth. A seemingly small difference in numbers can actually be pretty scary.

(Excerpt) Read more at businessinsider.com ...


TOPICS: Business/Economy; Society
KEYWORDS: market; retirement; savings; stocks
Navigation: use the links below to view more comments.
first 1-2021-38 next last

1 posted on 04/27/2016 5:26:18 PM PDT by SeekAndFind
[ Post Reply | Private Reply | View Replies]

To: SeekAndFind

Nah. The bankers will get a big fat war going that will kill millions and we will all be saved!


2 posted on 04/27/2016 5:30:05 PM PDT by disndat
[ Post Reply | Private Reply | To 1 | View Replies]

To: SeekAndFind

Probably a “buy” signal. (Rachel Butt???)


3 posted on 04/27/2016 5:35:03 PM PDT by beethovenfan (Islam is a cancer on civilization.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: SeekAndFind

With a decent President, it might only be 2 or 3 years. If more democRats are elected, it might be 20 or 30.


4 posted on 04/27/2016 5:36:21 PM PDT by Da Bilge Troll (Defeatism is not a winning strategy!)
[ Post Reply | Private Reply | To 1 | View Replies]

To: SeekAndFind

Trump is winning - all is lost!

Look for a lot more depressing articles now - financial collapse, medical crisis, popped bicycle tire epidemics, lost puppies, you name it.

Doooooooooooooooooooom!

Lolololololololololol!


5 posted on 04/27/2016 5:40:29 PM PDT by Talisker (One who commands, must obey.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: SeekAndFind

It is almost always possible to make money in the stock market. The gyrations of prices virtually guarantee that sooner or later good companies will be sold cheaply. If you buy good companies at low valuations, you will seldom lose.

PS. There is certainly nothing worth buying right now!


6 posted on 04/27/2016 5:40:55 PM PDT by proxy_user
[ Post Reply | Private Reply | To 1 | View Replies]

To: SeekAndFind

The stock market is all smoke and mirrors anyway. I expected the bubble to burst a long time ago. Maybe now it will be more realistic.


7 posted on 04/27/2016 5:41:32 PM PDT by mia
[ Post Reply | Private Reply | To 1 | View Replies]

To: SeekAndFind

Don’t we need a pretty severe correction? If/when, then it’s just buying on sale.


8 posted on 04/27/2016 5:45:50 PM PDT by goodwithagun (March 3, 2016: The date FReepers justified the "goodness" of Planned Parenthood.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Talisker

Yup. Predictable. Starting early.


9 posted on 04/27/2016 5:48:05 PM PDT by McCarthysGhost (We need to repeal and replace the Republican Party)
[ Post Reply | Private Reply | To 5 | View Replies]

To: SeekAndFind

The U.S. dollar will be destroyed this year.

The stock market will be of no concern to us.


10 posted on 04/27/2016 5:53:38 PM PDT by TruthInThoughtWordAndDeed (Yahuah Yahusha)
[ Post Reply | Private Reply | To 1 | View Replies]

To: SeekAndFind

The “golden age” of stock market returns is over.”

I see they choose the last 30. Just go with 10 and be done with it.


11 posted on 04/27/2016 5:54:27 PM PDT by eyedigress ((Old storm chaser from the west))
[ Post Reply | Private Reply | To 1 | View Replies]

To: SeekAndFind

Well I’m just fupped.

Me and millions


12 posted on 04/27/2016 5:57:01 PM PDT by mylife (The roar of the masses could be farts)
[ Post Reply | Private Reply | To 1 | View Replies]

To: mia

We are way past due for the bubble pop.


13 posted on 04/27/2016 5:58:36 PM PDT by mylife (The roar of the masses could be farts)
[ Post Reply | Private Reply | To 7 | View Replies]

To: mia

Somebody or something is holding back the big bust. It’s an election year, so my tinfoil is always on during campaign season.

I’m also shocked that the balloon hasn’t gone up yet on our fake stock market.


14 posted on 04/27/2016 6:06:40 PM PDT by Roman_War_Criminal (God is a racist! Get over it snowflakes. Deuteronomy 7:6-8; Romans 9:13-15)
[ Post Reply | Private Reply | To 7 | View Replies]

To: SeekAndFind; All

One of my faves is the 401K which was sold by Teddy Kennedy and the dems as a supplement to your retirement, and then the Pubbies spent ages sayin this SHOULD BE your retirement

For 30 years I have heard the arguement that the big companies and unions got greedy so here is your 401K option, “and its freakin easy!” any johnny lunch bucket can do it! LOL

But the Finance wizards at the huge employer were unable to figure the pensions out.

May I suggest we are getting screwed from both ends?

Hows that FREE healthcare workin for ya?


15 posted on 04/27/2016 6:09:59 PM PDT by mylife (The roar of the masses could be farts)
[ Post Reply | Private Reply | To 1 | View Replies]

To: All

We are on our own folks and most of your neighbors lie to you about thier balances


16 posted on 04/27/2016 6:13:14 PM PDT by mylife (The roar of the masses could be farts)
[ Post Reply | Private Reply | To 15 | View Replies]

Most IF NOT ALL


17 posted on 04/27/2016 6:15:27 PM PDT by mylife (The roar of the masses could be farts)
[ Post Reply | Private Reply | To 16 | View Replies]

To: SeekAndFind

This market is going south BIG TIME for two reasons. 1. No more rape of jobs (going to China) !! 2. We are going to reinstate normal banking practices ( Dodd Frank is a communists law) and interest rates with a major overhaul of the FED. You might buy a CD again!!


18 posted on 04/27/2016 6:17:02 PM PDT by WENDLE (TRUMP IS THE GREATEST AMERICAN SINCE GEORGE WASHINGTON!!)
[ Post Reply | Private Reply | To 1 | View Replies]

But Trump is RICH! Rich I tells Ya!

If I could just touch the garment of his robe..
I could be rich too!
And I aint dinging on Donald, or anyone here

its just a gut feeling.


19 posted on 04/27/2016 6:19:52 PM PDT by mylife (The roar of the masses could be farts)
[ Post Reply | Private Reply | To 17 | View Replies]

To: WENDLE

Why did I invest in LPs instead of Cds? LOL

Ahh well.

To late now.

The guns are working way better than the stock market


20 posted on 04/27/2016 6:24:08 PM PDT by mylife (The roar of the masses could be farts)
[ Post Reply | Private Reply | To 18 | View Replies]


Navigation: use the links below to view more comments.
first 1-2021-38 next last

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
General/Chat
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson