Posted on 10/16/2017 10:22:54 AM PDT by knarf
All the calls trying to get me to use a particular service have stopped.
Obviously no one could quote me anything at THAT time because open enrollment wasn't until yesterday.
I realize today that, with President Trump announcing more dismantling of obozocare, a whole BUNCH of insurers are UNsurers.
I'd like to start the Medicare discussion because I think a LOT of us here in FreeRepublic could use the input.
Thanks
HOW were you able to accomplish that??!!
Not the "free healthcare for life" I was promised when I enlisted but still the best deal out there except for out "representatives"....
Our supplemental plans are through Mutual of Omaha; we’re happy with it. Have never had any problems with it.
For a few years I was with AFLAC, but they quit writing in TN a couple years ago, and I’m not sure they’re doing supplementals at all any more. It, too, was good.
Kill AARP before they kill you.
Maybe you deserve punishment for having anything to do with AARP. :)
It’s only been one day, but I just watched a conference where President Trump talked about his EO allowing agencies to LOOK INTO differing methods of insuring ( cross state lines, e.g. ) and I realized .... it’s 1:30 in the afternoon and I haven’t had a SINGLE call ( a couple from people I said to call back after I had a better handle on President Trump’s intentions ) .... which, for a salesman means 6AM on the day in question ( obviously exaggerated, but I used to be a commissioned salesman ... I was ON it as soon as I could )
I just had a hip replacement a few months ago which,I was told,was gonna be complicated because of my health history.Although Boston hospitals are among the very finest in the world there's a hospital in NYC that is universally recognized as *the* best orthopedic hospital in the world.I contacted them and was told my plan would cover it...but I stayed in Boston.
The one drawback is that co-pays are pretty high (although there's an annual "out of pocket" ceiling...$6K IIRC).
I just never asked about my specialists (eye doctor and pulmonologist) ... just my PCP was in their system with a $10 co pay, but no one else.
I found out when after a routine eye exam (I have NEVER paid for, just the Dr co pay), I got hit with an almost 400 dollar bill.
THAT was the tipoff.
Just turned 65—the past year I have received dozens of pieces of mail and more dozens of telemarketing calls wanting to “educate me about Medicare”.
Sleaze city!
It is a jungle out there.
Wanta follow the thread. Just starting soon. Man are they chopping down lots of trees to send me ads!
(And I don’t understand a thing- how do I know what I’ll need in the future anyway? )
It continues - EVERY YEAR around this time of year you get a repeat - bushels of junk mail and loads of telemarketing calls, whether you’re in the No Call Registry or not.
This will be my third plan
I went out at 62 and had a 32 dollar premium to begin with that, after three years had gone up to almost 80 dollars.
My SS is not that much (less than a thou) and I went shopping.
I started this thread to get input and the conversation going
I am a few years out but thought it is time I think about what will be next.
“Wife has been on Medicare/TriCare for Life for a couple years and I start 1 Nov - get lots of adverts for Medicare supplements but don’t wan’t or need them since TriCare covers pretty much everything Medicare doesn’t.
Not the “free healthcare for life” I was promised when I enlisted but still the best deal out there except for out “representatives”.... “
Wife and I have been on Medicare and Tri Care for Life for years. Have generally been outstanding.However, tricare stiffed me out of $1,200 last year for wife’s breast cancer radiation treatment. It was a one shot deal for which tricare had no code. Was told ahead of time it would be covered. Appeals failed. Beware and take no one’s word for fact. I had to eat it. Sons of bitches.
Check the Medicare Advantage policies that may be available your area. They vary, even by counties.
Check the back of Medicare and You 2018 booklet. If you get the mail version, it should list plans available in your area.
Check Medicare.gov. It allows you to review policy provisions.
Check with your regular doctor. Networks add and remove physicians occasionally. I went with AARP-United Health in 2017 and they dropped 2 of my doctors in June. I plan on dropping them in the 2018 enrollment.
My mom, 75, needs some serious dental work but doesn’t have the supplemental for dental.
I had her visit my dentist to give her estimate as a cash payment & it’s still so crazy expensive for them.
Any ideas?
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