[E. Pluribus Unum]

It’s a veritable certainty that you are better off collecting the minute you reach 62, provided you put it into your retirement account.

If you’re just going to spend it, hold off as long as you can.

[HotHunt]

I decided to take my SS from the get-go when I turned 62.

The uncertainty is "holding off as long as you can". We don't always control when that will be.

People start dying in their 60s and 70s.

Better to take 80% of what you could get now, than to get 100% of what your entitled to after you're dead.

I'm just sayin'....

[AppyPappy]

“It’s a veritable certainty that you are better off collecting the minute you reach 62, provided you put it into your retirement account.”

Not necessarily. It depends on whether you think you will blow through your retirement money.
I know a man who lost everything except his pension and SS because the floozy couldn’t get her hands on those.