A former Marine and former police officer that I go to church with has been giving concealed weapons classes for years. He told me last Sunday that his insurance policy was cancelled and he could no longer offer shooting classes. What will it be next - you own guns and they will not insure you?
Class Action suits quickly.
Sounds like the NRA and GOA need to start selling Auto, home, gun insurance policies.
Unless you live in Massachusetts. Some Dem puke representative has introduced legislation to force gun owners to carry liability insurance, up to $100,000 for each firearm, only for cases of injuries resulting from AD.
Not for cases involving purposeful use of said firearm. I will not comply if this becomes law...before I move out of this state.
To play devil's advocate here...insurance companies make money by taking in more in premiums than they pay out in claims.Being a firearms instructor may well be a riskier business,civil liability-wise,than many..if not most.One can at least begin to understand why an insurance company might refuse to insure such a business or charge very high premiums.IIRC,if you tell a life insurance company that you smoke,are an amateur (or professional) skydiver or race car driver they'll either refuse to insure you,charge you a high premium or include numerous exclusions in any policy they might be willing to offer you.
OTOH,refusing to insure an automobile that's used in the firearms business is very difficult to understand...from a profit and loss standpoint.Refusing to insure a firing range,OTOH,would be far easier to understand (for me at least).