One of the things that I though of the other day when I went to the doctor is that we treat health insurance different from all other insurances. We don’t use our car insurance to pay for oil changes or new tires. Why do we use health insurance to pay for small basic health care charges?
Just a thought.
We/you don’t have to. There are high-deductible health policies, tho I suspect they will disappear with Obamacare implementation.
We can’t run out and get home insurance when the house is on fire either.