“The state of Wisconsin plan offers a “reward” for doing various screenings etc. Not a discount, but they will get a check.”
No, they can’t hide behind that, because that money would have gone to your health insurance anyway. The books will be opened and this shouldn’t be difficult to prove. You can bet your last nickel that most employers used Obamacare as a smokescreen to reduce costs anyway - by reducing benefits (mostly spectacularly raising the deductible) and then covering it up by blaming that bad man Obama.
Most company-provided insurance at this point would be the 1985 equivalent of what was then called “catastrophic insurance”. It certainly is a catastrophe.
They are called value added benefits. They include the checks, some gyms give discounts, other health oriented businesses give discounts. The insurance company cannot use the word “perk” because that implies it is part of the plan.
The health screenings and biometrics are invasive and can be shaming. But, they claim to be voluntary (the company my sister works for). 10% is an incentive so, she does it. She agrees that it is coercion, but....