Hate to break the news to you but Trump insisted on keeping health insurance companies from denying prexisitng conditions. That is as heavy handed a government mandate as can be imposed on an insurance company. Akin to insuring the barn after it is on fire. Ditto for keeping kids on the plan until 26. Trump and O in 100% agreement on two very heavy handed mandates.
Yes, you are correct. Insurance is in too many respects now a subsidy, made into an entitlement, made into a mandate made into a downward spiral. You are absolutely right. Even with Trump.
There is no faith that Americans can understand risk and reward. All risk is baby powdered out of our understanding of profit and loss. Dead as a door nail.
I was, respectfully, thinking of the young adults forced to buy the damn stuff to such an extent that guys had to pay for female targeted interests. Ugh.