I’m a 63 yr old disabled Medicare member, covered by Martin’s Point Generations Advantage top-shelf plan. It costs me zero over the Medicare premium of $135, and it is the most efficient insurance operation that I’ve ever encountered.
The other major savings to be had in Medicare spending is re-vamping the purchasing procedure for DME and covered supplies to be more patient-centric. Medicare as a intermediary adds huge administrative cost.
I’m glad that is working for you.
I know there are some good plans out there, I have one myself. It’s a low priced supplementary. I’m very happy with it.
It seems insurance companies and Medicare have provided some decent coordination. One thing I fear is that if Medicare falls away, what stops the future companies from ignoring the agreements we have now.
I’m fully covered for everything. What happens if a private company starts charging me $100 - $500 per month for what I’m already getting at a decent cost?
I still believe the best way to change Medicare, is to start privatizing people today, who are just entering the work-force.
It’s also my take, that one way or another the seniors who planned for a lifetime to get by now, will be sold out in a process that puts their coverage on the table today.