The problem with anything provided by government is the complex and vague paperwork. Often, the government uses words that mean one thing to the government and something else to a citizen. Insurance is complex enough without some bizarre financing scheme that requires not just a CPA, but one versed in that particular vernacular to understand.
When O. care first started I checked out the paper mache plan. Insurance was $8000 per year but nothing was covered until I’d spent $10,000 from my own pocket. I recently had an operation. I was able to negotiate the whole thing down to a few thousand dollars. Had I been “covered” by insurance, my out of pocket would have been several times what I paid by not having insurance.
Incidentally, if you need medical tests, you can take your list to directlabs.com. Because you pay cash in advance, there is a hefty discount. You then go to the provider listed in your area to have the work done. In my case, it’s Quest, the same lab I’d have gone to in anyway.
When I got a (doomed from the get-go) job one major company sent a rep down to present the healthcare plans to us. Most of us from management were in that first meeting.
I added up the premiums and the deductibles in my head rather quickly. I repeated the numbers back to her.
$5000 per year in premiums and $12,000 in deductibles.
So I’m out $17,000 before anything starts to be covered? Correct?
She said, yes, you are correct.
Great job, liberals. Really great job. Tell us once again how smart you are. Tell us again how you’re smarter than the rest of us.
“When O. care first started I checked out the paper mache plan. Insurance was $8000 per year but nothing was covered until Id spent $10,000 from my own pocket.”
And that hair on the turd Roberts decided O was okay with him.
Medical care is easily affordable for those that actually PAY for it, My Doctor does everything for about 1/5 the “Insured price” because I PAY FOR IT, johnny on the spot!!! and it costs him Nothing to process any paperwork or forms.
"This is a ripoff!" he said.
I knew he had some chronic medical issues, so I asked him how much his average annual medical bills were I've the last couple of years. He said: "About $50,000."
"Damn right it's a ripoff," I said ... "for ME. You're making out like a bandit here!"
Thank you for the tips.