It is relatively easy to figure out how to fix Social Security.
It is a political minefield, to actually implement needed changes. But as far as figuring out a plan, all we need to do, is set up spreadsheets. And then, plug in numbers showing “what if”, we raise the tax, what if we raise the retirement age a bit, what if we trim benefits payments, etc.
I know it’s a political powder keg to actually vote on anything in Congress. I’m just saying, it’s not too difficult to come up with some balanced choices of changes to the taxes, benefit payments, and full retirement age.
Political will is lacking.
One good start would be take any politician (and there are a lot of them) who claims there is a “Social Security Trust Fund” and make them wear a muzzle the rest of their terms.
I believe that Trump might attempt something--a semi-private solution--but it will be only in his second term. We won't be able to wait much longer than that...