There will always be a need for a medium of exchange, whether currency or something else.
Money is an entry on electronic ledgers.
I go to Amazon. I purchase shampoo with my Prime account. The order is entered and simultaneously delivered to any one of several known and designated locations. The vendor requires payment. Amazon has on file one or more credit accounts, one of which is designated to transfer funds from the designated ledger to the Amazon prime ledger.
Amazon is now out of the train of payments. At some convenient date, a transaction occurs to move the total from the Bank or other source ledger to the credit card ledger.
No movement is also possible. If there is no movement and the ledger entry remains on the credit card, it can remain there for a long time, perhaps forever. However, if it remains, there is a charge for the service.
If the credit card ledger entry is cleared by a transfer from the bank ledger, the transaction is completed.
The transfer from the bank ledger results from earlier electronic ledger entries from an employer or say social secutiry.
All this happened without being touched by human hands. There was no transfer of green paper from one source to another.
When the credit card paid Amazon and then kept the entry, did it create the money?
Was there ever any money involved at any point in the transaction for a bottle of dandruff shampoo?
The future is already here. A purchase of shampoo created money with no government involvement