I guess it’s good to hold charities accountable, but it is also good to know that your church makes donations to local and world charities. My church has some special fundraising requests for specific functions like sending/supporting missionaries, but also uses $200K or more of “surplus” money for local causes. I’ve been to some churches that won’t donate one penny that hasn’t been earmarked by specific donation requests.
My church gives a percentage of the collection each month to different local service agencies (Meals on Wheels, Hospice, Food Bank, etc.) and also maintains a fund to help church members.