Remember, this is an IRA so if you take possession of it, it becomes a distribution and you will need to pay the taxes (or penalties if you are under 59 1/2).
It works the same with any IRA. Even if you have a million dollars in a standard IRA, you can't stick it in your own bank account without first taking a distribution.
As Obozo said “just words”.
I have every confidence that folks in the financial industry are liars, thieves, crooks, con artists and Ponzi schemers.
They have rarely disappointed me!