You said it.
Now don’t change the rules when we’re (allegedly) old.
Or else they should have allowed us to have a retirement investment account to save for each of us as individuals. They didn’t. They took so much money out we all couldn’t afford to do it on our own (most of us) and every year stole all the money (borrowed it) and repaid it the next budget year by the availability of special securities.
The sordid story of How Congress borrows from Social Security————
https://meetbeagle.com/resources/post/which-presidents-borrowed-from-the-social-security-fund#:~:text=Bush%20%27borrowed%27%20%241.37
Like Carlin said, They want your retirement money, so they can give it to their criminal friends on Wall Street.