Just D'oh.
FREE PC PROTECTION:
Spybot S&D: Removes lurking spyware.
AdAware: Removes lurking spyware.
Bayden Systems Popup Popper: Blocks popup ads well in MSIE
MailWasher: Good for pre-screening & bouncing SPAM
AVG Anti-Virus Free Edition: Free anti-viral protection
ZoneAlarm: Excellent Firewall
...and they are very helpful.