Yes, you get to pay the fine. No points are assessed for tickets from the cameras, which tends to prove what many people suspect: these cameras are nothing more than revenue generators.
If it is registered in a his/hers name who gets the ticket and points?
I think it's the first name listed on the registration. Yes, that's completely unfair.
How do they know which of you are actually doing the driving?
They don't care.
What if your car is stolen and run a red light. CLICK you get the ticket along with getting the headache of a stolen car.
If you could show that you had reported the car stolen before the ticket was issued, you could probably beat it. Notice I said "probably".
Since the cameras were installed at 19 intersections, they have issued citations carrying a $271 fine for each conviction, with Lockheed Martin getting $70 of every fine paid.Source