[Amore]

Do you know anyone who has a life insurance policy on their child? I don't. The purpose of insurance is supposed to be as replacement income if the person the policy is on dies and is no longer bringing in that income. Unless it turned out to be true that something exceedingly nefarious was going on, she would not be an income producer, she would be a consumer of income.

[RGSpincich]

Do you know anyone who has a life insurance policy on their child?

Ask any insurance agent why one should insure a child. The term "final expense" pops up. It is a frightful term meaning the burial of the child.

[CAPPSMADNESS]

I carry life insurance on my children - but from what my insurance agent told me, it is rare to carry more on a child than what would cover the cost of burial if God forbid, something awful happens. The "norm" is definitely not enough to buy a BMW.......

[spectre]

NO! I don't know anyone who insures their child, maybe for burial?

KIM suggested it, NOT ME! I think her mere suggestion of it, was...how can I say this delicately....stupid!

sw

[conservative cat]

I have a SMALL life insurance policy on my children (through work). It's around the 5K range- which is pretty typical for a child policy. They are usually for the purpose of paying for death expenses- not income replacements. It's recommended to have one in case- God Forbid- something happens so you can afford to take care of everything.

It's certainly not enough for a new BMW! (Or any new car for that matter!)

[notpoliticallycorewrecked]

We have small life insurance policies on both of the kids. But then we also have major life insurance policies on each other. We also have wills with child custody set up in the event my husband and I are killed at the same time.

The VD give me the creeps, but just because a parent gets life insurance on a child doesn't mean anything.