[freedox]

Having recently shopped for private, individual medical coverage for myself, I am certainly in agreement with the views expressed here. "Catastrophic only" medical coverage is virtually impossible to find these days. What most people seem to want is totally comprehensive coverage with little or no out of pocket expense.....in other words, they want to "get their money's worth" out of their premiums each year. It completely defeats the concept of "insurance."

[SteamshipTime]

You have the economics exactly right. Too bad we live in a democracy instead of a constitutional republic.