[goodnesswins]

Can't you get a "catastrophic policy" and then pay your way for the other things? It might be a saving grace, though, that you don't see doctors and hospitals much - they're really SICK (and I mean that).....STAY WELL, eat well, exercise well, and pray.

[moonman]

"Can't you get a "catastrophic policy" and then pay your way for the other things?"

I've tried all ways ... including a medical savings account. The trick is, no insurer wants us (previous terminal form of cancer, now 7 years remission) or my wife (current heart disease, having 2 congestive heart failures within a year).