The experts disagree with your limited interpretation.
The experts? Wrong.
The word homophobic is a completely made up word by the progressive fascist in order to demonize those who do not follow the left-wing perverted morality. It has no scientific basis at all, there is no test that shows any such condition, it is completely made up.
The word first appeared in Screw magazine in the late sixties from what I have found. The fact of the matter is that homosexuality is a perversion of natural sexuality and having a disgust of it is healthy and not a phobia.
“Experts”? They all happen to be queer themselves. Ha ha. It’s a made up word to shut people up, that’s all.