My wife pointed out the hidden “gotcha” in all this. As long as there is no increase in SS payments, Medicare “contributions” cannot be raised either (so far). Whenever the lid comes off and SS recipients again get a COLA, the pent-up Medicare increases will jump FAR beyond the COLA.
Case in point. Some years ago my wife got a princely $6 a month SS COLA and Medicare jumped $14.
For the record...When Medicare started, it was $3 a month...about an hour's salary. Today it is $96 a month...I don't know anyone who makes that an hour...Do you??
Not only that, when you join at 65, they already have a sh**load of your money....and you're still going to wind of paying about $2500 per year for Medical...about double of your food bill.