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Question: Mandatory Blood test by the Insurance Company
Vanity | March 03, 2011 | The Working Man

Posted on 03/03/2011 4:25:44 AM PST by The Working Man

A vanity question here.

A friend of my wife was asking for advice.

The situation: Her Husband works for the City. They just received a notice that all of the spouses of the covered employees MUST show up, as in mandatory, for a meeting with the Health Care insurer for a question and answer session and then give a blood sample.

So, with that as the situation. Her question to my wife was; Why do they want a blood sample from the spouses?

I don't know anything further than what she told my wife. So I think that what I am asking for is this.

Has anyone experienced a similar situation lately?

Any idea; Why the mandatory blood sample?


TOPICS: Health/Medicine
KEYWORDS: healthcare; insurance
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To: Pecos

“If your spouse has HIV, don’t you think your health insurance company has the right to use that info in deciding the amount of your premium?”

I didn’t say it was either a good policy or a bad policy. I(1) said I’d never heard of it before, and (2) implied that Big Brother is intrusive.

When a government negotiates insurance premiums for a group, each individual employee is not reviewed on a case-by-case basis. At least, that was the case when I was involved in negotiations.


21 posted on 03/03/2011 7:49:01 AM PST by MayflowerMadam
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To: The Working Man
My personal first thought was that they were going to to do DNA checking for genetic diseases and use that as a reason to put the Employees on a ‘first to layoff’ list.

I'm going through roughly the same thing (although no blood tests, not yet) with my employer. Currently, there's a "wellness program" that we get some hard armtwisting to participate in. Next year, we've been told that we'll have mandatory screening, and a 'life coach' (read: company-approved nanny) will "help" us with areas in which we're found lacking.

I'm looking for another job.

But, to the point, although we've been assured that all results are completely confidential (then, how would the company know that we need a 'life coach', or even if we're seeing one? I asked, and was told that I asked too many questions), I had exactly the same thoughts as you. Not healthy enough? That'll get you on the short list when layoffs come. Particularly if there's someone in the dept who has the same qualifications, but ISN'T on statins, or blood pressure meds, or something.

22 posted on 03/03/2011 8:12:10 AM PST by wbill
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To: catroina54

“Concent is a fuzzy word. Do you want the insurance? Do they require a blood test to get the insurance?


23 posted on 03/03/2011 10:19:44 AM PST by Pecos (Liberty and Honor will not die on my watch.)
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To: MayflowerMadam

It’s all about the actuarial tables, or should be. The question should come down to “Who is assuming what level of risk, and for what premium?” Well......pre-ObamaCare anyway.


24 posted on 03/03/2011 10:22:35 AM PST by Pecos (Liberty and Honor will not die on my watch.)
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To: The Working Man

If you’re marking “no” to things like HIV and cancer, or not listing those types of things, the blood test is to verify that you’re telling the truth or not withholding information.

It would be very tempting for someone who is in the beginning stages of cancer to sign up for insurance and then afterward say “Oops - what are the chances of that?”


25 posted on 03/03/2011 12:06:29 PM PST by scott7278 ("...I have not changed Congress and how it operates the way I would have liked..." - BHO)
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