I used to work for a man that bought sliced roast beef from a deli next door for his 2 dogs (he and his wife had no children, and at least he didn’t want any). I now work with a man who has health insurance for a dog; very creepy (he has grown children, but still - there are people who could use that better than animals).
Pet insurance is actually a reasonable thing for people who can’t afford extravagant vet bills.
The dogs health is his responsibility. Dog insurance helps him spend less on his dog’s health. Why is that creepy?