[andy58-in-nh]

When financial reality finally catches up to the dream world in which many of us have been living, it will do so not with a gradual dawning, but rather with the searing shock of a bucket of ice water to the face.

Your metaphorical boat will go over the falls, not merely because it can no longer be driven back under its own power - it's too late for that - but because its passengers will either attempt to blink away peril, or else blindly head into the direction of disaster, rather than away from it.

If anyone plans on future "voyages", now is the time to make your own escape plans. The crew won't help you. They're too busy saving themselves. And here's the kicker: I'm an optimist. Many of us will make it. But they had better hear the bells ringing, and they are pealing loudly, right now.

[edpc]

When financial reality finally catches up to the dream world in which many of us have been living, it will do so not with a gradual dawning, but rather with the searing shock of a bucket of ice water to the face.

You mean the dream world where we have searing ice water?

LOL....but I know what you mean.