Here’s the fix:
1) scrap Obamacare
2) Tort reform
3) Tax free, inheritable HSAs
4) Tax free catastrophic health insurance premiums
5) Interstate insurance competition
Excellent list. All simple to do.
I saw yesterday the Feds are now going to “allow” us to carry over $500 on our HSAs. They should provide for full carry-forward of any unused amounts. The notion of use-it-or-lose it is just plain stupid.
The state insurance commissions should butt out a lot, too. Their minimum requirements raise everybody’s costs.
The lawyers wouldn’t like it.