[informavoracious]

You can put away as little as $5 a paycheck. Let’s see...$120 a year...for say, 50 years...that’s $6000! THAT’LL help you breeze through your retirement years! And that’s $6000 in future dollars. (The inflation will eat up any interest you earn, plus some.)

[SuziQ]

You can put away as little as $5 a paycheck. Let’s see...$120 a year...for say, 50 years...that’s $6000!

You don't seem to be taking into account what Einstein called the most powerful force on earth; compound interest!