My guns and ammo I consider far more important than $$... when push comes to shove and a financial collapse happens I’ll be fine.
You will need something to barter with. Junk silver and gold is good. Something that is recognizable.
Your ammo will be worth something.
But more people will have guns than food. And some of us will have both. We will want to barter rather than shoot at each other. In fact, working together will can do more than apart.