The entire program of loaning to students needs to be reworked. It dumped way to much money on the education market with zero interest in the actual students. The whole reason colleges are as liberal as they are is simply because they get the kickbacks for money from these federal loan programs.
They don’t care about education. They care about money, and what the government has given to them. Its a horribly inflated market which found sweet money making lower-middle to upper class students front the liability for debts they were coached into making.
Where this started was with government and people who sold one generation away with bad education combined with bad policy.
"Wine is for laughter, and a feast maketh merry, but MONEY answereth all things."
... it's in the Book.