“Guaranteed issue” is one of my main sticking points, too.
I say fully repeal Obamacare, put the proposed Ryancare budget into Medicare/Medicare to cover those without insurance, and the rest to the private market.
the law requires us to have auto insurance, true, but doesn’t mandate from where. It’s open to the market, and folks can always find auto insurance that’s affordable.
Make it multi-state access, pass tort reform, lower medical costs, and it might be more palatable on the open market.
I’ve always been able to provide health insurance to my family, at least until Obamacare was passed. Premiums for my wife, only, (I’m on Medicare advantage) went from $200 a month, and is now $800 a month, predicted to go to $1000 a month. That’s more than our mortgage...and we can’t afford it.
The concept is so stupid only governments could believe it.
That’s a gift from Donald J. Trump. He made that a stipulation, that pre-existing conditions must be covered.
And then there's the $6,000.00 deductible so you're cash-strapped by the premium and end up unable to use the "insurance" without going broke.
The auto insurance MANDATE DOUBLES the price needlessly.
MANDATORY Auto is a disaster.
Just because you spout ignorance of history, it still remains a disaster.
Let me throw a pre-existing condition horror story in from the 1980s. Mgr at work was at odds with the Director. The Director was not overly kind and would be what the consider today abusive, hostile work environment kind of stuff. The guy would have switched jobs in a nanosecond. BUT his wife had cancer and it was a long cancer fight. He was stuck as if he switched jobs, she had a pre-existing condition, and would not get picked up on the insurance of his new employer. He was stuck and the Director guy knew and would remind him of that from time to time and smirk.
This keeps the Fed in control. Every insurance company is already allowed to sell in every state, they just have to follow state rules.
Since state rules can be considerably different from state to state, insurance policies will differ from state to state. Texas, with their plantiff friendly courts, will likely always have higher insurance rates than Delaware to cover higher malpractice awards.
No state is limited to only one car insurance provider, as they are with Obamacare for medical insurance. The multi-state-access bit is just a cover for the insurance companies wanting a single place to lobby/bribe for better profit.