The preexisting conditions “insurance” is pure welfare. And will bankrupt any insurance program, public or private. I’d personally be willing to help such people- at least thosec who didn’t have a chance to buy insurance - such as birth or maybe childhood- incurred conditions. But it logically can’t be part of an “insurance” program without destroying the insurance for everyone else. -———let the states to do it too— it’s not a proper federal activity to begin with
Wow, just wow...
look, stop the stupidity. Insurance, by its very construct is the socialization of the risk, period. You want “capitalism” to fix health insurance you are just a flipping fool. Insurance is based on socializing a risk, any risk...
Lots pay in, some will use it little, some will use it a lot, but the pool created by lots paying in ensures all paying in have coverage.... its that simple. You can’t say, well hey you buddy, you were born with a life time disease because you lost the genetic pool, so guess what, you can’t have insurance... or if you do, it will cost you more than you will ever make, because the care for your disease is 100k+ a year....
And if you think chronic illnesses only happen to the young, or are just genetic you are equally a fool.
Reality is, Obamacare could have been avoided by simply mandating community pricing and ending pre-existing condition... had you done that Obamacare never would have happened, and don’t tell me it doesn’t work because several states had already done this prior to the obamacare attempt to federalize it.
Pure capitalism is just eff those who need it.. Hey we know you’ve had our insurance for years, but now that you have a diagnosis of lung cancer, guess what, we aren’t going to renew your policy.
Stop it with the pure capitalism will fix everything horsecrap, thats no different than the fools who argue more government will fix everything
“The preexisting conditions “insurance” is pure welfare. And will bankrupt any insurance program, public or private. I’d personally be willing to help such people- at least thosec who didn’t have a chance to buy insurance - such as birth or maybe childhood- incurred conditions. But it logically can’t be part of an “insurance” program without destroying the insurance for everyone else. -———let the states to do it too— it’s not a proper federal activity to begin with”
you are correct, which is why any “replace” that includes it is doomed to failure