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To: semimojo
That’s great for the employer. Instead of having to provide insurance they can offer a flat payment which may or may not be adequate for the employee to find insurance.

The employee then has a choice between making up the difference himself, or getting a health plan with a bigger deductible and more exclusions.

What many companies have been doing in the meanwhile is making positions be part-time, and thus not eligible for company benefits.

15 posted on 11/07/2019 5:25:09 AM PST by PapaBear3625 ("Those who can make you believe absurdities, can make you commit atrocities." -- Voltaire)
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To: PapaBear3625
As an employer, I've built a business model where I don't pay a single penny in health insurance premiums. That's because I only hire contractors and part-time staff.

This whole paradigm where people think an employer is responsible for paying their medical bills is idiotic.

19 posted on 11/07/2019 5:31:09 AM PST by Alberta's Child ("In the time of chimpanzees I was a monkey.")
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To: PapaBear3625
The employee then has a choice between making up the difference himself, or getting a health plan with a bigger deductible and more exclusions.

Yep. “More choice” means a return to junk plans that are affordable but don’t cover anything.

Just as we’re seeing with the short-term plans now being offered.

21 posted on 11/07/2019 5:41:35 AM PST by semimojo
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