My son is in Seminary (after completeing his BA in Music) and my daughter has a Criminal Justice degree with a minor in Chinese language (4.0 for 4 semesters, earning her a scholarship from the Greater Cincinnati Chinese Music Society). Currently she is working on para-legal studies and getting a certificate in Photography so she can be a forensic photographer.
They went to a local college and lived at home. We paid tuition. They worked part-time for gas and clothes, etc. Between them there is not one cent in student loans or debt for Mom and Dad.
Wonder if Dave would allow a "Debt Free" Scream regarding your Sons College. He is debt free from it and so are you. My bet is that Dave would compliment it highly! http://daveramsey.com
Hope it goes the same with your Daughter.
Clark Howard just quoted someone that Heavy debt is a uniquely American thing. Folks here will do 150K debt for a 30K/year carreer. It's Nuts!