On the other hand, she can buy houses in Detroit for $500, so if she has TWO, it doesn't set her back that much.
In the original New York lottery, the $1,000,000 prize was $50,000/per year for 20 years or $500k one-time payment. $375k is 75% of $500k, so she is probably enjoying Buffet-Rule tax rates, or she is taking advantage of income averaging.
BTW, in New York, welfare payments were technically considered a loan, and when the first welfare recipients began to cash lottery tickets, the state claimed the proceeds. I suppose "the people" agitated to get that kind of cruel and oppressive law off the books. It was a different country in those days.