That’s pretty much what I have on me most of the time. I haven’t been without a knife (except on an airplane) since I was about 6 years old. I’m a white collar worker in NY and get some looks whenever I pull out the appropriate tool when someone needs it. The one thing a don’t own is a specialty survival knife. Maybe I should get one of those???
There are lots of good quality knives. I have also always carried a pocket knife since about age 6.
For many years I would not buy a Swiss Army knife. I just didn’t think they were a good idea. I finally bought one and realized they actually were very useful. The one I carry most often is a Super Tinker. I probably use the tooth pick and scissors more than any other tool except maybe the knife blade.
I guess I must have at least 30, nearly all of them Victorinox tho Wenger are OK. I probably also have 20 or more multi tools. I never carry one but I do have one in each of my vehicles along with a regular tool box. Probably the most useful one I have found is an older Schrade which actually is a vice-grip but with knife, etc just on one side. That needle nosed vice-grip is extremely useful.