If you got a thousand people to pay $50 a month, you would take in $50,000 per month.
Print up some tickets and give one to each person. Print a unique 3 digit number on each ticket.
Find some way of determining a winning number once per month.
Pay out $45,000. Keep $5000 for yourself. There’s your burial money.
You get a winner every month and you don’t have to die to collect!
Sheesh ... I must sound like I just crawled out from under a rock