You borrow money, you pay it back. Anything else is stealing and should be punished as such.
Government mandating the availability of easy, low/no-obligation credit has single-handedly ruined this country.
The cost and resultant debts are the result of a deliberate policy to saturate and wildly inflate education for the benefit of banks and education groups. What used to cost 10-20K now costs 100K+ and cannot be paid through “working your way through school”.
Add to that the unconstitutional construct of not being able to discharge the debt through bankruptcy (which is why money will be loaned readily to anything that breaths, which is the main engine driving the costs up up) and the debt being easily doubled from whatever current balance it is if you miss one payment and you can see this is a recipe for disaster.
If you could discharge the debts in bankruptcy there would be FAR more discrimination on the part of lenders with respect to creditworthiness and the costs would come back down to the realm of reality.
Of course, a lot of libtards teaching “wymens studies” and such will be gettin’ the classifieds out...
Vinny agrees it’s why he invests in baseball bats.