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5 everyday expenses worth eliminating in 2015 [Mathematical illiteracy alert!]
U.S. News & World Report/yahoo.com ^ | December 8, 2014 | Tony Armstrong

Posted on 12/10/2014 3:01:28 AM PST by grundle

"I was shocked to find that my $4.30 daily latte was costing me over $1,200 a year," says Ashley Feinstein, a certified money coach based in New York.

(Excerpt) Read more at finance.yahoo.com ...


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To: grundle
Well, to be fair, she did say "over $1,200 a year." And, if she only buys them Monday through Friday, then that's about right, if you add tax to the $4.30 amount.
41 posted on 12/10/2014 6:03:40 AM PST by IYAS9YAS (Has anyone seen my tagline? It was here yesterday. I seem to have misplaced it.)
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To: grundle

A better “money coach” is Dave Ramsey’s Financial Peace University class - or reading his books at the library for free.


42 posted on 12/10/2014 6:04:54 AM PST by tbw2
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To: garandgal

If I found $2M in gold in my dead relative’s house, no one would know it.


43 posted on 12/10/2014 6:05:06 AM PST by AppyPappy (If you are not part of the solution, there is good money to be made prolonging the problem.)
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To: Flick Lives
confiscate savings of the 1x

Very true. One of my wife's former co-workers is a case in point. ALWAYS poormouthing, BUT has a much newer car (a Lexus) than either my wife or I do, has a smartphone, shops in Lord and Taylor, goes on expensive vacations, etc. I loath the woman because she makes comments like "must be nice to be able to afford to ..." when you mention doing something. I have been tempted to say must be even nicer to do stuff anyway even when you can't afford it. but my wife would kill me.

44 posted on 12/10/2014 6:06:32 AM PST by from occupied ga (Your government is your most dangerous enemy)
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To: Smokin' Joe

A 12oz bag of Seattle’s Best Dark Intense = $5.99
To make it special, I put in expired Half and Half in it.


45 posted on 12/10/2014 6:08:14 AM PST by AppyPappy (If you are not part of the solution, there is good money to be made prolonging the problem.)
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To: knittnmom; kevkrom

Yes, there is never enough “me” time!


46 posted on 12/10/2014 6:12:30 AM PST by petercooper (Liberalism = Amnesty = Open Borders = Illegal Immigration = Ebola = Obama)
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To: bjc

Funny funny story. My sis in laws ‘partner’ called me one day to tell me Hubby’s daughter and her husband showed up at their house one morning to ask for ‘help’ to pay their PG&E bill. She told them no because they both had a huge cup of Starbucks in their hand, She said they could’ve put that $10 towards the bill. I laughed and agreed.


47 posted on 12/10/2014 6:28:43 AM PST by sheana
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To: driftless2

It’s all about balance.

I have no interest in living a monk-like life - if I did, I’d be a monk.

I equally have no interest in living like the Kardashians, high on the hog at all times.

I want to enjoy life now AND put enough away for a relatively comfy retirement. It can be done.


48 posted on 12/10/2014 6:31:20 AM PST by dmz
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To: Vinnie
Couple yrs. ago I bought a Keurig coffeemaker. Really liked the coffee. Then got to thinking. My wife and I have a cup in the AM and another in the evening. That’s 4 cups/day. At .50/ cup it adds up to $60/month for coffee. Took the Keurig back.

Personally, I love my Keurig. I found that as a single person living alone and using higher end ground coffee or grinding whole beans; Dunking Donuts or Starbucks or other higher end beans as I prefer using, in my regular coffee maker, I was wasting a lot of coffee, poring a lot down the drain. IMO, it’s hard to brew a decent amount of coffee for only one or two cups without making it too weak or to too strong in most conventional coffee makers. I also like sometimes having just one cup of coffee in the evening so making even a small pot of coffee, I ended up wasting a lot and it ended up being more expensive overall than what I spend on Keurig cups.

On weekends when I drink more or when I have company, I use my coffee maker but for a quick single cup in the morning before I go to work or on those evenings after work when I just want only one cup, I love my Keurig. I also have the Keurig Vue so I can make single serve lattes and tea and iced tea and iced coffee and brew to various sizes and strengths and temperatures. And I buy my Keurig cups via my Amazon Prime account which is somewhat cheaper, with free shipping, than often what I could buy them for at the grocery store.

49 posted on 12/10/2014 6:31:53 AM PST by MD Expat in PA
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To: Autonomous User

Allowing for weekends and vacation days, yes. She did state that she spent that $4.30 on her way to work.


50 posted on 12/10/2014 6:32:48 AM PST by Wiser now (Socialism does not eliminate poverty, it guarantees it.)
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To: evaporation-plus

My dad always said. “Waste not want not”.


51 posted on 12/10/2014 6:35:00 AM PST by Ditter
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To: grundle
"I was shocked to find that my $4.30 daily latte was costing me over $1,200 a year," says Ashley Feinstein, a certified money coach based in New York.

Technically, she is correct. $1,569.50 is more than $1,200.

52 posted on 12/10/2014 6:42:21 AM PST by Go Gordon (Barack McGreevey Obama)
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To: Vinnie

I bought one of those reusable filters for my Keurig and put my own coffee in. That makes my morning cup better and cheaper than my regular coffee maker. The filter cost about 10 bucks and I have used it for a couple of years now.


53 posted on 12/10/2014 6:48:21 AM PST by RatRipper (No need to rob others; democRATS will steal and share a tiny bit with you.)
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To: MD Expat in PA

I also enjoy single cups of coffee and have Keurig. I bought the really cute single server with filters so that I can use my own coffee and I don’t have that plastic waste.

This is environmentally friendly single cups at a great price.

http://www.gourmet-coffee.com/onecup-breakfast-blend-value.html

They ship.


54 posted on 12/10/2014 6:53:52 AM PST by Not gonna take it anymore (If Obama were twice as smart as he is, he would be a wit)
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To: grundle

Cancel US News & World Report.


55 posted on 12/10/2014 7:12:15 AM PST by <1/1,000,000th%
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To: siamesecats
"And how many calories are in those drinks every day???"

Hundreds and hundreds, and even more importantly, they're loaded with carbs. My gynecologist was shaking his head about the obese people he sees buying those sugary drinks and the huge pastries at Starbucks.

56 posted on 12/10/2014 7:27:45 AM PST by CatherineofAragon ((Support Christian white males---the architects of the jewel known as Western Civilization.))
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To: Mad Dawgg

We pay less than eighteen dollars at Sam’s for a huge bag of Dunkin Donuts. That’s about the price of four carb-loaded Starbucks drinks, and we get many pots from that one bag, even brewing it strong as we do.


57 posted on 12/10/2014 7:31:00 AM PST by CatherineofAragon ((Support Christian white males---the architects of the jewel known as Western Civilization.))
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To: Autonomous User

Probably only does coffee on weekdays.


58 posted on 12/10/2014 7:37:33 AM PST by CharlesWayneCT
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To: Smokin' Joe

I used to have a line item in my budget of $600 a year for carry-out pizza.


59 posted on 12/10/2014 7:38:19 AM PST by CharlesWayneCT
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To: grundle

Matthew 6:19-21King James Version (KJV)

19 Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal:

20 But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal:

21 For where your treasure is, there will your heart be also.


60 posted on 12/10/2014 7:41:29 AM PST by trillabodilla ("No, we love Jesus")
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