Leases. Then dump it back at the dealer in two years and get another one.
Guy has a BMW on my block. He’s paying 900 a month on a lease. Sure he’s nuts but I guess he’s happy with it.
Vehicles have approached a point in cost that it’s virtually impossible to pay them off within a time frame consistent with their obsolescence.
I’ve bought used my entire life. The truck I own now was purchased at an auction for me by a dealer friend. A 2004 4WD Dakota loaded. I got it in 2007 for 9K with 51K on the clock. I found the original bill of sale in the glove box. the original owner would have paid something like 28 grand by the time the loan was paid. They lost it in repo and I found it.
I’m still driving it.
Your approach is based on common sense and wisdom.
Often lacking these days, it appears.
#22 Buy at a police auction. You might get lucky and get one with a hidden compartment with either money or some drugs inside.