Here’s a better way instead of forcing
everyone to save for this and save for
that:
Let people do it themselves.
Being forced to save your own money is better
than forcing your expenses onto your neighbor,
but it’s still coercion.
I wouldn’t mind it if they actually taught
economics in school, but here in the USA
that is tantamount to being racist.
Some things have to be compulsory, because if its left up to human nature, people won’t provide for their own future.
That’s the way it has to be with any sensible retirement, family care and health care scheme.
People will be a lot better off in the long run if they are compelled to set aside money for future needs.