Yeah....I am still old school.....I allow the phone and my Surface to backup to the cloud, but I still use a external drive for my desktop....It has a about 2 TB’s of data and I backup to a networked drive in another part of the house, in addition to another external located by my computer. So I have two copies and I have OS images..
The reason is, that I have trust issues with the cloud and the NSA...
Having it in the cloud provides a level of redundancy you just can't replicate locally. For if the cloud services company does it right, your data is scattered across multiple servers in different geographical locations. So even if one of their data centers gets destroyed, they will still be able to reconstruct your data set from the other data centers.
I have gigabytes of photos, music recordings and documents that I would never be able to recreate so I want to cover all the bases. As far as NSA, Google, etc., having access to my personal data, I guess I'm not that concerned. They will be bored to tears looking at my vacation pictures and reading my amateur attempts to be a short story writer.