The person your wife spoke to does not know what she is talking about.
Your SS is frozen at the amount it is when you take it.
That's what I thought, but before I passed on starting to collect now, I wanted to verify. This posting forum seemed to be the best place to get multiple confirmations regardless of what the right answer was. And I would trust Freeper answers more than something coming from a government employee.
And what is worse, that the government employee was giving out wrong answers, or that she was calling people to promote the giveaway of government money? I wonder if she has a calling list that includes the private lines for Bill Gates and Warren Buffet, in case they are not collecting benefits.
I retired early at 62 while Hubby continued to work. He was forced into a slightly early retirement when we refused to relocate to California so he lost his job. My SS increased because I was able to draw off Hubby’s considerably larger monthly check at that time. But . . after a few years of trying to live on our combined two SS incomes, Hubby gladly went back to work when he was called back to the work force from retirement. He is now continuing to work part time through a small consulting company we started . . but taxes are literally killing our chance to make it a success. However, once Hubby went back to work, our SS benefits increased so when he finally reached full retirement age and could draw AND work, both of our SS benefits had increased due to those work years. Having a company makes it a little more difficult but we’re hoping it will increase our SS benefits too.