“In fact, our investments are still growing our income.”
Our modest IRA’s growth exceeds our needs, so it’s growing while we are retired. Often I think we should reward ourselves by blowing it. We both just feel guilty over buying something we don’t need. But if the markets go south by 50% or so, we’ll be somewhat relieved to have not spent it.
Are you taking advantage of dividends? I have recently bought a number of stocks that pay decent dividends, so even if the stocks go down, we will still be receiving some income periodically. So far, so good.